v1.0.alpha7
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
Training Data
NO COMPARISON TARGET
21512
ROWS
0
DUPLICATES
24.4 MB
RAM
53
FEATURES
11
CATEGORICAL
38
NUMERICAL
4
TEXT
loan_status
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
2
(0%)
1
loan_amnt
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
1,227
(6%)
MAX
40,000
95%
36,000
Q3
27,000
AVG
19,299
MEDIAN
18,000
Q1
11,000
5%
4,800
MIN
1,000
RANGE
39,000
IQR
16,000
STD
10,196
VAR
104.0M
KURT.
-0.888
SKEW
0.329
SUM
415.2M
2
term
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
2
(0%)
3
int_rate
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
198
(1%)
MAX
31.0
95%
26.3
Q3
18.0
AVG
14.7
MEDIAN
14.0
Q1
10.5
5%
7.2
MIN
5.3
RANGE
25.7
IQR
7.48
STD
5.67
VAR
32.1
KURT.
0.498
SKEW
0.863
SUM
316k
4
installment
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
7,623
(35%)
MAX
1,715
95%
1,190
Q3
778
AVG
574
MEDIAN
520
Q1
330
5%
158
MIN
30
RANGE
1,684
IQR
448
STD
310
VAR
96,275
KURT.
-0.269
SKEW
0.635
SUM
12.3M
5
grade
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
7
(0%)
6
sub_grade
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
35
(0%)
7
emp_title
VALUES:
18,359
(85%)
MISSING:
3,153
(15%)
DISTINCT:
9,350
(43%)
667
4%
-
-
Teacher
332
2%
-
-
Manager
229
1%
-
-
Owner
194
1%
-
-
Driver
170
1%
-
-
Supervisor
155
1%
-
-
RN
139
1%
-
-
Office Manager
16,473
90%
-
-
(Other)
8
emp_length
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
11
(0%)
MAX
10.00
95%
10.00
Q3
9.00
AVG
4.02
MEDIAN
2.00
Q1
0.50
5%
0.50
MIN
0.50
RANGE
9.50
IQR
8.50
STD
3.92
VAR
15.4
KURT.
-1.37
SKEW
0.581
SUM
86,408
9
home_ownership
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
4
(0%)
10
annual_inc
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
2,917
(14%)
MAX
1.0M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.0M
IQR
36,946
STD
37,548
VAR
1.4B
KURT.
58.2
SKEW
4.10
SUM
1.2B
11
verification_status
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
3
(0%)
12
purpose
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
12
(0%)
MAX
11.0
95%
8.0
Q3
2.0
AVG
2.5
MEDIAN
2.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
11.0
IQR
0.00
STD
1.87
VAR
3.50
KURT.
5.92
SKEW
2.51
SUM
53,185
13
zip_code
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
838
(4%)
226
1%
-
-
750xx
204
1%
-
-
945xx
200
1%
-
-
853xx
183
1%
-
-
925xx
182
1%
-
-
891xx
154
1%
-
-
852xx
140
1%
-
-
917xx
20,223
94%
-
-
(Other)
14
dti
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
6,454
(30%)
MAX
999
95%
68
Q3
36
AVG
32
MEDIAN
25
Q1
16
5%
6
MIN
-1
RANGE
1,000
IQR
20.3
STD
52.3
VAR
2,738
KURT.
220
SKEW
13.3
SUM
685k
15
earliest_cr_line
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
586
(3%)
197
1%
-
-
Sep-2005
192
1%
-
-
Sep-2004
187
1%
-
-
Aug-2005
185
1%
-
-
Aug-2006
168
1%
-
-
Aug-2004
158
1%
-
-
Aug-2003
156
1%
-
-
Aug-2002
20,269
94%
-
-
(Other)
16
fico_range_low
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
38
(0%)
MAX
845
95%
780
Q3
720
AVG
703
MEDIAN
695
Q1
675
5%
660
MIN
660
RANGE
185
IQR
45.0
STD
37.0
VAR
1,368
KURT.
1.01
SKEW
1.17
SUM
15.1M
17
fico_range_high
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
38
(0%)
MAX
850
95%
784
Q3
724
AVG
707
MEDIAN
699
Q1
679
5%
664
MIN
664
RANGE
186
IQR
45.0
STD
37.0
VAR
1,369
KURT.
1.02
SKEW
1.17
SUM
15.2M
18
open_acc
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
47
(0%)
MAX
48.0
95%
22.0
Q3
14.0
AVG
11.2
MEDIAN
10.0
Q1
7.0
5%
4.0
MIN
0.0
RANGE
48.0
IQR
7.00
STD
5.39
VAR
29.1
KURT.
2.11
SKEW
1.14
SUM
240k
19
pub_rec
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
9
(0%)
20
revol_bal
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
15,537
(72%)
MAX
456k
95%
42k
Q3
19k
AVG
15k
MEDIAN
11k
Q1
5k
5%
1k
MIN
0k
RANGE
456k
IQR
14,106
STD
18,461
VAR
340.8M
KURT.
88.4
SKEW
6.66
SUM
327.8M
21
revol_util
VALUES:
21,473
(99%)
MISSING:
39
(0%)
DISTINCT:
1,034
(5%)
MAX
136
95%
91
Q3
70
MEDIAN
50
AVG
50
Q1
30
5%
6
MIN
0
RANGE
136
IQR
39.5
STD
25.7
VAR
660
KURT.
-0.873
SKEW
-0.049
SUM
1.1M
22
total_acc
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
90
(0%)
MAX
104
95%
45
Q3
30
AVG
23
MEDIAN
22
Q1
15
5%
8
MIN
2
RANGE
102
IQR
15.0
STD
11.7
VAR
136
KURT.
1.65
SKEW
1.00
SUM
505k
23
annual_inc_joint
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
4,483
(21%)
MAX
1.2M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.1M
MIN
0.0M
RANGE
1.2M
IQR
58,000
STD
55,889
VAR
3.1B
KURT.
26.3
SKEW
3.03
SUM
2.5B
24
dti_joint
VALUES:
21,509
(99%)
MISSING:
3
(0%)
DISTINCT:
3,522
(16%)
MAX
69.5
95%
32.3
Q3
24.4
AVG
19.1
MEDIAN
18.7
Q1
13.6
5%
7.1
MIN
0.0
RANGE
69.5
IQR
10.8
STD
7.62
VAR
58.0
KURT.
-0.133
SKEW
0.240
SUM
411k
25
verification_status_joint
VALUES:
21,483
(99%)
MISSING:
29
(0%)
DISTINCT:
3
(0%)
26
open_acc_6m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
10
(0%)
27
open_act_il
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
31
(0%)
MAX
32.0
95%
8.0
Q3
3.0
AVG
2.7
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
32.0
IQR
2.00
STD
2.79
VAR
7.81
KURT.
11.9
SKEW
2.78
SUM
58,387
28
open_il_12m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
7
(0%)
29
open_il_24m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
17
(0%)
MAX
17.0
95%
5.0
Q3
2.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
17.0
IQR
2.00
STD
1.62
VAR
2.62
KURT.
4.37
SKEW
1.58
SUM
34,723
30
mths_since_rcnt_il
VALUES:
20,609
(96%)
MISSING:
903
(4%)
DISTINCT:
201
(1%)
MAX
326
95%
73
Q3
24
AVG
21
MEDIAN
13
Q1
6
5%
2
MIN
0
RANGE
326
IQR
18.0
STD
26.1
VAR
681
KURT.
13.3
SKEW
3.18
SUM
433k
31
total_bal_il
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
16,960
(79%)
MAX
924k
95%
114k
Q3
52k
AVG
38k
MEDIAN
28k
Q1
11k
5%
0k
MIN
0k
RANGE
924k
IQR
41,346
STD
41,625
VAR
1.7B
KURT.
24.2
SKEW
3.17
SUM
817.0M
32
il_util
VALUES:
17,757
(83%)
MISSING:
3,755
(17%)
DISTINCT:
161
(1%)
MAX
228
95%
100
Q3
87
MEDIAN
74
AVG
71
Q1
58
5%
30
MIN
0
RANGE
228
IQR
29.0
STD
22.0
VAR
483
KURT.
0.730
SKEW
-0.413
SUM
1.3M
33
open_rv_12m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
16
(0%)
MAX
15.0
95%
4.0
Q3
2.0
AVG
1.2
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
15.0
IQR
2.00
STD
1.37
VAR
1.89
KURT.
6.19
SKEW
1.85
SUM
25,468
34
open_rv_24m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
27
(0%)
MAX
27.0
95%
7.0
Q3
4.0
AVG
2.6
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
27.0
IQR
3.00
STD
2.39
VAR
5.72
KURT.
6.37
SKEW
1.82
SUM
55,532
35
max_bal_bc
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
10,417
(48%)
MAX
157k
95%
15k
Q3
7k
AVG
6k
MEDIAN
4k
Q1
2k
5%
0k
MIN
0k
RANGE
157k
IQR
5,347
STD
5,295
VAR
28.0M
KURT.
66.6
SKEW
4.11
SUM
116.8M
36
all_util
VALUES:
21,224
(99%)
MISSING:
288
(1%)
DISTINCT:
133
(1%)
MAX
177
95%
90
Q3
74
MEDIAN
62
AVG
59
Q1
46
5%
20
MIN
0
RANGE
177
IQR
28.0
STD
21.1
VAR
446
KURT.
0.058
SKEW
-0.418
SUM
1.3M
37
inq_fi
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
21
(0%)
MAX
27.0
95%
4.0
Q3
2.0
AVG
1.2
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
27.0
IQR
2.00
STD
1.65
VAR
2.73
KURT.
13.0
SKEW
2.58
SUM
25,250
38
total_cu_tl
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
37
(0%)
MAX
48.0
95%
8.0
Q3
3.0
AVG
2.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
48.0
IQR
3.00
STD
3.18
VAR
10.1
KURT.
13.7
SKEW
2.93
SUM
42,512
39
inq_last_12m
VALUES:
21,236
(99%)
MISSING:
276
(1%)
DISTINCT:
31
(0%)
MAX
40.0
95%
7.0
Q3
3.0
AVG
2.3
MEDIAN
2.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
40.0
IQR
3.00
STD
2.62
VAR
6.87
KURT.
10.7
SKEW
2.33
SUM
49,466
40
mort_acc
VALUES:
21,512
(100%)
MISSING:
---
DISTINCT:
17
(0%)
MAX
19.0
95%
5.0
Q3
3.0
AVG
1.8
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
19.0
IQR
3.00
STD
1.85
VAR
3.43
KURT.
2.14
SKEW
1.23
SUM
39,603
41
pub_rec_bankruptcies
VALUES:
21,511
(99%)
MISSING:
1
(0%)
DISTINCT:
6
(0%)
42
revol_bal_joint
VALUES:
15,470
(72%)
MISSING:
6,042
(28%)
DISTINCT:
13,660
(63%)
MAX
357k
95%
78k
Q3
40k
AVG
31k
MEDIAN
24k
Q1
14k
5%
5k
MIN
0k
RANGE
357k
IQR
25,970
STD
24,819
VAR
616.0M
KURT.
9.86
SKEW
2.27
SUM
474.1M
43
sec_app_fico_range_low
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
60
(0%)
MAX
840
95%
735
Q3
690
MEDIAN
665
AVG
662
Q1
635
5%
580
MIN
540
RANGE
300
IQR
55.0
STD
45.2
VAR
2,041
KURT.
0.633
SKEW
0.037
SUM
10.2M
44
sec_app_fico_range_high
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
60
(0%)
MAX
844
95%
739
Q3
694
MEDIAN
669
AVG
666
Q1
639
5%
584
MIN
544
RANGE
300
IQR
55.0
STD
45.2
VAR
2,041
KURT.
0.633
SKEW
0.037
SUM
10.3M
45
sec_app_earliest_cr_line
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
560
(3%)
160
1%
-
-
Aug-2006
145
1%
-
-
Aug-2004
137
1%
-
-
Sep-2006
135
1%
-
-
Oct-2005
134
1%
-
-
Aug-2005
134
1%
-
-
Sep-2005
129
1%
-
-
Mar-2006
14,497
94%
-
-
(Other)
46
sec_app_inq_last_6mths
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
7
(0%)
47
sec_app_mort_acc
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
16
(0%)
MAX
18.0
95%
5.0
Q3
3.0
AVG
1.6
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
18.0
IQR
3.00
STD
1.80
VAR
3.24
KURT.
2.56
SKEW
1.37
SUM
24,630
48
sec_app_open_acc
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
55
(0%)
MAX
82.0
95%
23.0
Q3
15.0
AVG
11.4
MEDIAN
10.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
82.0
IQR
8.00
STD
6.52
VAR
42.5
KURT.
3.29
SKEW
1.27
SUM
176k
49
sec_app_revol_util
VALUES:
15,207
(71%)
MISSING:
6,305
(29%)
DISTINCT:
1,111
(5%)
MAX
235
95%
97
Q3
80
MEDIAN
61
AVG
59
Q1
40
5%
13
MIN
0
RANGE
235
IQR
39.7
STD
26.0
VAR
675
KURT.
-0.418
SKEW
-0.253
SUM
896k
50
sec_app_open_act_il
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
37
(0%)
MAX
39.0
95%
9.0
Q3
4.0
AVG
3.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
39.0
IQR
3.00
STD
3.30
VAR
10.9
KURT.
12.9
SKEW
2.93
SUM
46,431
51
sec_app_num_rev_accts
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
68
(0%)
MAX
92.0
95%
28.0
Q3
17.0
AVG
12.8
MEDIAN
11.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
92.0
IQR
10.0
STD
8.23
VAR
67.7
KURT.
4.42
SKEW
1.48
SUM
197k
52
sec_app_chargeoff_within_12_mths
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
13
(0%)
MAX
16.0
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
16.0
IQR
0.00
STD
0.438
VAR
0.192
KURT.
323
SKEW
14.6
SUM
922
53
sec_app_collections_12_mths_ex_med
VALUES:
15,471
(72%)
MISSING:
6,041
(28%)
DISTINCT:
12
(0%)
MAX
16.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
16.0
IQR
0.00
STD
0.449
VAR
0.201
KURT.
216
SKEW
10.7
SUM
1,485
loan_status
MISSING:
---
TOP CATEGORIES
loan_status
0
14,298
66%
1
7,214
34%
ALL
21,512
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
sub_grade
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.01
verification_status_joint
0.01
verification_status
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
pub_rec
0.00
open_acc_6m
0.00

THESE FEATURES GIVE INFORMATION
ON loan_status:
sub_grade
0.05
grade
0.05
term
0.02
sec_app_inq_last_6mths
0.02
home_ownership
0.01
verification_status_joint
0.01
verification_status
0.00
open_il_12m
0.00
open_acc_6m
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
int_rate
0.25
dti_joint
0.15
sec_app_revol_util
0.14
mort_acc
0.12
sec_app_collections_12_mths_ex_med
0.09
sec_app_mort_acc
0.09
annual_inc_joint
0.08
fico_range_low
0.08
fico_range_high
0.08
annual_inc
0.07
sec_app_open_acc
0.07
total_acc
0.06
max_bal_bc
0.06
sec_app_open_act_il
0.06
Associations
Showing ONLY dataset "Training Data"
• SQUARES are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row).
• CIRCLES are numerical correlations (Pearson's) from -1 to 1.
• The trivial DIAGONAL is intentionally left blank for clarity.
Associations
Showing ONLY dataset "None"
• SQUARES are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (approximating how much the elements on the left PROVIDE INFORMATION on elements in the row).
• CIRCLES are numerical correlations (Pearson's) from -1 to 1.
• The trivial DIAGONAL is intentionally left blank for clarity.
loan_status
MISSING:
---
TOP CATEGORIES
loan_status
0
14,298
66%
1
7,214
34%
ALL
21,512
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
grade
0.02
term
0.02
sub_grade
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.01
verification_status_joint
0.01
verification_status
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
pub_rec
0.00
open_acc_6m
0.00

THESE FEATURES GIVE INFORMATION
ON loan_status:
sub_grade
0.05
grade
0.05
term
0.02
sec_app_inq_last_6mths
0.02
home_ownership
0.01
verification_status_joint
0.01
verification_status
0.00
open_il_12m
0.00
open_acc_6m
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
int_rate
0.25
dti_joint
0.15
sec_app_revol_util
0.14
mort_acc
0.12
sec_app_collections_12_mths_ex_med
0.09
sec_app_mort_acc
0.09
annual_inc_joint
0.08
fico_range_low
0.08
fico_range_high
0.08
annual_inc
0.07
sec_app_open_acc
0.07
total_acc
0.06
max_bal_bc
0.06
sec_app_open_act_il
0.06
loan_amnt
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
installment
0.93
annual_inc_joint
0.38
revol_bal_joint
0.36
max_bal_bc
0.29
annual_inc
0.27
revol_bal
0.25
sec_app_fico_range_low
0.21
sec_app_fico_range_high
0.21
sec_app_open_acc
0.20
sec_app_num_rev_accts
0.19
total_acc
0.18
open_acc
0.17
sec_app_mort_acc
0.17
purpose
-0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.33
verification_status
0.16
sub_grade
0.14
home_ownership
0.14
grade
0.13
verification_status_joint
0.11
sec_app_inq_last_6mths
0.07
pub_rec_bankruptcies
0.06
pub_rec
0.05
loan_status
0.03
open_acc_6m
0.03
open_il_12m
0.02
MOST FREQUENT VALUES
20000.0
1,572
7.3%
35000.0
1,534
7.1%
15000.0
1,155
5.4%
10000.0
1,152
5.4%
30000.0
998
4.6%
12000.0
956
4.4%
40000.0
860
4.0%
25000.0
838
3.9%
24000.0
830
3.9%
16000.0
786
3.7%
8000.0
541
2.5%
18000.0
516
2.4%
28000.0
460
2.1%
5000.0
409
1.9%
6000.0
380
1.8%
SMALLEST VALUES
1000.0
41
0.2%
1200.0
9
0.0%
1300.0
1
0.0%
1400.0
4
0.0%
1425.0
1
0.0%
1450.0
3
0.0%
1475.0
2
0.0%
1500.0
25
0.1%
1600.0
10
0.0%
1650.0
1
0.0%
1675.0
1
0.0%
1700.0
1
0.0%
1750.0
1
0.0%
1775.0
2
0.0%
1800.0
6
0.0%
LARGEST VALUES
40000.0
860
4.0%
39900.0
1
0.0%
39875.0
1
0.0%
39850.0
1
0.0%
39750.0
2
0.0%
39600.0
4
0.0%
39475.0
2
0.0%
39425.0
1
0.0%
39400.0
1
0.0%
39350.0
2
0.0%
39250.0
1
0.0%
39225.0
1
0.0%
39200.0
5
0.0%
39125.0
1
0.0%
39075.0
1
0.0%
term
MISSING:
---
TOP CATEGORIES
loan_status
36 months
13,288
62%
3,729
28%
60 months
8,224
38%
3,485
42%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
grade
0.05
sub_grade
0.03
loan_status
0.02
home_ownership
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00
verification_status_joint
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
open_acc_6m
0.00
verification_status
0.00

THESE FEATURES GIVE INFORMATION
ON term:
sub_grade
0.14
grade
0.13
loan_status
0.02
home_ownership
0.00
verification_status_joint
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00
open_acc_6m
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
int_rate
0.36
loan_amnt
0.33
revol_bal_joint
0.11
sec_app_open_acc
0.09
sec_app_mort_acc
0.09
sec_app_num_rev_accts
0.07
sec_app_fico_range_low
0.06
sec_app_fico_range_high
0.06
mort_acc
0.06
dti_joint
0.06
sec_app_revol_util
0.06
purpose
0.06
total_acc
0.05
annual_inc_joint
0.05
int_rate
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
-0.43
fico_range_high
-0.43
sec_app_fico_range_low
-0.34
sec_app_fico_range_high
-0.34
all_util
0.29
revol_util
0.26
sec_app_revol_util
0.25
dti_joint
0.24
installment
0.19
inq_last_12m
0.18
open_il_24m
0.17
inq_fi
0.16
mort_acc
-0.16
open_rv_24m
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.99
grade
0.97
term
0.36
loan_status
0.25
verification_status
0.16
open_il_12m
0.16
verification_status_joint
0.15
open_acc_6m
0.14
sec_app_inq_last_6mths
0.11
home_ownership
0.10
pub_rec
0.07
pub_rec_bankruptcies
0.07
MOST FREQUENT VALUES
16.02
1,071
5.0%
11.99
923
4.3%
15.05
920
4.3%
14.08
890
4.1%
12.62
821
3.8%
10.42
744
3.5%
9.44
733
3.4%
13.59
726
3.4%
9.93
594
2.8%
19.03
571
2.7%
18.06
523
2.4%
7.97
469
2.2%
10.91
464
2.2%
21.45
462
2.1%
17.09
441
2.1%
SMALLEST VALUES
5.31
4
0.0%
5.32
338
1.6%
6.0
8
0.0%
6.07
7
0.0%
6.08
151
0.7%
6.49
43
0.2%
6.71
5
0.0%
6.72
161
0.7%
6.89
2
0.0%
6.97
37
0.2%
6.99
72
0.3%
7.07
216
1.0%
7.21
187
0.9%
7.24
62
0.3%
7.26
5
0.0%
LARGEST VALUES
30.99
55
0.3%
30.94
43
0.2%
30.89
42
0.2%
30.84
40
0.2%
30.79
89
0.4%
30.75
68
0.3%
30.74
16
0.1%
30.65
57
0.3%
30.49
16
0.1%
30.17
93
0.4%
29.99
18
0.1%
29.69
69
0.3%
29.67
3
0.0%
29.49
19
0.1%
28.99
4
0.0%
installment
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.93
annual_inc_joint
0.34
revol_bal_joint
0.34
max_bal_bc
0.26
annual_inc
0.24
revol_bal
0.23
int_rate
0.19
sec_app_open_acc
0.18
open_acc
0.17
revol_util
0.17
sec_app_num_rev_accts
0.16
total_acc
0.16
purpose
-0.15
sec_app_fico_range_low
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.20
verification_status
0.20
grade
0.19
verification_status_joint
0.11
home_ownership
0.10
sec_app_inq_last_6mths
0.07
pub_rec_bankruptcies
0.05
pub_rec
0.04
term
0.04
open_il_12m
0.03
loan_status
0.03
open_acc_6m
0.03
MOST FREQUENT VALUES
664.2
49
0.2%
476.33
47
0.2%
851.51
46
0.2%
486.58
44
0.2%
466.2
44
0.2%
833.57
42
0.2%
335.12
42
0.2%
583.89
41
0.2%
952.65
41
0.2%
320.05
40
0.2%
679.58
39
0.2%
332.1
38
0.2%
703.34
37
0.2%
973.15
37
0.2%
649.3
36
0.2%
SMALLEST VALUES
30.12
1
0.0%
30.75
1
0.0%
31.04
3
0.0%
31.33
1
0.0%
31.34
1
0.0%
32.01
1
0.0%
32.24
1
0.0%
32.47
2
0.0%
32.7
2
0.0%
32.98
1
0.0%
33.21
3
0.0%
33.52
1
0.0%
33.57
1
0.0%
33.69
1
0.0%
33.94
1
0.0%
LARGEST VALUES
1714.54
1
0.0%
1618.03
1
0.0%
1598.26
1
0.0%
1587.23
2
0.0%
1566.8
5
0.0%
1546.52
1
0.0%
1546.24
1
0.0%
1526.38
1
0.0%
1524.52
1
0.0%
1519.92
1
0.0%
1516.27
3
0.0%
1510.58
1
0.0%
1504.85
3
0.0%
1503.89
2
0.0%
1501.96
2
0.0%
grade
MISSING:
---
TOP CATEGORIES
loan_status
C
7,222
34%
2,582
36%
B
5,252
24%
1,203
23%
D
3,821
18%
1,654
43%
A
2,590
12%
391
15%
E
1,697
8%
848
50%
F
624
3%
352
56%
G
306
1%
184
60%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
sub_grade
0.51
term
0.13
loan_status
0.05
verification_status
0.01
pub_rec_bankruptcies
0.01
pub_rec
0.01
open_il_12m
0.01
open_acc_6m
0.01
verification_status_joint
0.01
home_ownership
0.01
sec_app_inq_last_6mths
0.00

THESE FEATURES GIVE INFORMATION
ON grade:
sub_grade
1.00
term
0.05
loan_status
0.02
verification_status
0.01
open_il_12m
0.01
open_acc_6m
0.01
verification_status_joint
0.00
pub_rec
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
sec_app_inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
int_rate
0.97
fico_range_low
0.51
fico_range_high
0.51
revol_util
0.30
all_util
0.30
dti_joint
0.24
installment
0.19
inq_last_12m
0.18
open_il_24m
0.17
mort_acc
0.16
inq_fi
0.16
annual_inc_joint
0.14
open_rv_24m
0.14
loan_amnt
0.13
sub_grade
MISSING:
---
TOP CATEGORIES
loan_status
C5
1,616
8%
645
40%
C4
1,552
7%
600
39%
C1
1,435
7%
446
31%
C3
1,400
7%
501
36%
B5
1,314
6%
334
25%
C2
1,219
6%
390
32%
B3
1,088
5%
267
25%
B1
1,041
5%
214
21%
B4
909
4%
199
22%
B2
900
4%
189
21%
D3
887
4%
407
46%
D1
862
4%
345
40%
D2
856
4%
334
39%
A5
695
3%
131
19%
D4
611
3%
268
44%
A4
607
3%
120
20%
D5
605
3%
300
50%
(Other)
3,915
18%
1,524
39%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
term
0.14
loan_status
0.05
pub_rec
0.02
verification_status
0.02
pub_rec_bankruptcies
0.02
open_il_12m
0.01
verification_status_joint
0.01
open_acc_6m
0.01
sec_app_inq_last_6mths
0.01
home_ownership
0.01

THESE FEATURES GIVE INFORMATION
ON sub_grade:
grade
0.51
term
0.03
loan_status
0.01
verification_status
0.01
open_il_12m
0.01
open_acc_6m
0.00
verification_status_joint
0.00
sec_app_inq_last_6mths
0.00
pub_rec
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
int_rate
0.99
fico_range_high
0.54
fico_range_low
0.54
revol_util
0.33
all_util
0.32
dti_joint
0.25
installment
0.20
inq_last_12m
0.19
open_il_24m
0.18
mort_acc
0.18
inq_fi
0.17
sec_app_revol_util
0.17
sec_app_fico_range_low
0.16
sec_app_fico_range_high
0.16
emp_title
MISSING:
3,153
(15%)
667
4%
-
-
Teacher
332
2%
-
-
Manager
229
1%
-
-
Owner
194
1%
-
-
Driver
170
1%
-
-
Supervisor
155
1%
-
-
RN
139
1%
-
-
Office Manager
128
1%
-
-
Registered Nurse
125
1%
-
-
Sales
93
1%
-
-
teacher
83
0%
-
-
Project Manager
75
0%
-
-
Nurse
70
0%
-
-
Technician
67
0%
-
-
owner
64
0%
-
-
General Manager
62
0%
-
-
Administrative Assistant
60
0%
-
-
Truck Driver
56
0%
-
-
Police Officer
53
0%
-
-
Mechanic
50
0%
-
-
Engineer
48
0%
-
-
Teacher
47
0%
-
-
Director
47
0%
-
-
Secretary
46
0%
-
-
Operations Manager
45
0%
-
-
Accountant
45
0%
-
-
President
42
0%
-
-
Clerk
42
0%
-
-
manager
42
0%
-
-
Welder
41
0%
-
-
Laborer
40
0%
-
-
Server
40
0%
-
-
Foreman
39
0%
-
-
driver
39
0%
-
-
Operator
37
0%
-
-
Account Manager
35
0%
-
-
Supervisor
34
0%
-
-
Sales Manager
34
0%
-
-
supervisor
34
0%
-
-
Assistant Manager
33
0%
-
-
LPN
33
0%
-
-
Maintenance
32
0%
-
-
Cashier
32
0%
-
-
Customer Service
32
0%
-
-
Machinist
31
0%
-
-
Store Manager
30
0%
-
-
sales
30
0%
-
-
Vice President
29
0%
-
-
Electrician
29
0%
-
-
Receptionist
29
0%
-
-
Truck driver
29
0%
-
-
Paralegal
28
0%
-
-
Medical Assistant
28
0%
-
-
Manager
26
0%
-
-
Tech
26
0%
-
-
truck driver
25
0%
-
-
Principal
24
0%
-
-
Teller
24
0%
-
-
Executive Director
24
0%
-
-
Professor
24
0%
-
-
CNA
14,112
77%
-
-
(Other)
emp_length
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.23
mort_acc
0.14
total_acc
0.14
loan_amnt
0.12
installment
0.11
open_acc
0.10
open_il_24m
0.10
annual_inc_joint
0.10
revol_util
0.10
revol_bal
0.09
revol_bal_joint
0.08
total_cu_tl
0.08
mths_since_rcnt_il
-0.08
max_bal_bc
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.15
sec_app_inq_last_6mths
0.14
home_ownership
0.14
open_il_12m
0.08
loan_status
0.06
sub_grade
0.05
open_acc_6m
0.04
verification_status
0.03
pub_rec
0.03
grade
0.03
term
0.02
pub_rec_bankruptcies
0.01
MOST FREQUENT VALUES
0.5
8,793
40.9%
10.0
4,941
23.0%
2.0
1,417
6.6%
3.0
1,289
6.0%
4.0
963
4.5%
5.0
962
4.5%
1.0
947
4.4%
6.0
636
3.0%
8.0
551
2.6%
7.0
525
2.4%
9.0
488
2.3%
SMALLEST VALUES
0.5
8,793
40.9%
1.0
947
4.4%
2.0
1,417
6.6%
3.0
1,289
6.0%
4.0
963
4.5%
5.0
962
4.5%
6.0
636
3.0%
7.0
525
2.4%
8.0
551
2.6%
9.0
488
2.3%
10.0
4,941
23.0%
LARGEST VALUES
10.0
4,941
23.0%
9.0
488
2.3%
8.0
551
2.6%
7.0
525
2.4%
6.0
636
3.0%
5.0
962
4.5%
4.0
963
4.5%
3.0
1,289
6.0%
2.0
1,417
6.6%
1.0
947
4.4%
0.5
8,793
40.9%
home_ownership
MISSING:
---
TOP CATEGORIES
loan_status
MORTGAGE
14,252
66%
4,146
29%
RENT
5,204
24%
2,238
43%
OWN
2,054
10%
830
40%
NONE
2
0%
0
0%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
loan_status
0.01
term
0.00
grade
0.00
sub_grade
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
pub_rec
0.00
verification_status_joint
0.00
verification_status
0.00
open_acc_6m
0.00

THESE FEATURES GIVE INFORMATION
ON home_ownership:
loan_status
0.01
sub_grade
0.01
grade
0.01
term
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
verification_status_joint
0.00
verification_status
0.00
open_acc_6m
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.46
sec_app_mort_acc
0.30
total_acc
0.20
annual_inc_joint
0.17
annual_inc
0.15
revol_bal
0.14
emp_length
0.14
loan_amnt
0.14
max_bal_bc
0.14
open_acc
0.13
total_cu_tl
0.12
revol_util
0.12
fico_range_low
0.11
fico_range_high
0.11
annual_inc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
0.70
revol_bal_joint
0.30
total_bal_il
0.28
loan_amnt
0.27
mort_acc
0.25
revol_bal
0.25
total_acc
0.24
max_bal_bc
0.24
installment
0.24
dti
-0.23
emp_length
0.23
open_acc
0.18
open_il_24m
0.15
dti_joint
-0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.15
sub_grade
0.14
grade
0.12
open_il_12m
0.12
verification_status_joint
0.11
verification_status
0.10
loan_status
0.07
open_acc_6m
0.07
sec_app_inq_last_6mths
0.05
pub_rec_bankruptcies
0.05
pub_rec
0.05
term
0.03
MOST FREQUENT VALUES
50000.0
778
3.6%
60000.0
764
3.6%
40000.0
763
3.5%
30000.0
646
3.0%
45000.0
619
2.9%
65000.0
558
2.6%
35000.0
548
2.5%
55000.0
544
2.5%
70000.0
500
2.3%
80000.0
472
2.2%
75000.0
461
2.1%
25000.0
356
1.7%
42000.0
301
1.4%
52000.0
295
1.4%
100000.0
288
1.3%
SMALLEST VALUES
0.0
262
1.2%
1.0
13
0.1%
2.0
1
0.0%
16.0
1
0.0%
20.0
1
0.0%
33.0
1
0.0%
39.0
1
0.0%
100.0
3
0.0%
260.0
1
0.0%
300.0
1
0.0%
400.0
1
0.0%
487.0
1
0.0%
500.0
2
0.0%
600.0
4
0.0%
746.0
1
0.0%
LARGEST VALUES
1000000.0
1
0.0%
950000.0
1
0.0%
850000.0
1
0.0%
640000.0
1
0.0%
600000.0
1
0.0%
593660.0
1
0.0%
500000.0
1
0.0%
465000.0
1
0.0%
455400.0
1
0.0%
450000.0
1
0.0%
425000.0
1
0.0%
405000.0
1
0.0%
400000.0
4
0.0%
365000.0
1
0.0%
353660.0
1
0.0%
verification_status
MISSING:
---
TOP CATEGORIES
loan_status
Verified
8,605
40%
3,118
36%
Not Verified
6,752
31%
1,963
29%
Source Verified
6,155
29%
2,133
35%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
verification_status_joint
0.40
grade
0.01
sub_grade
0.01
pub_rec
0.00
open_il_12m
0.00
loan_status
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
home_ownership
0.00
open_acc_6m
0.00
term
0.00

THESE FEATURES GIVE INFORMATION
ON verification_status:
verification_status_joint
0.36
sub_grade
0.02
grade
0.01
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
pub_rec
0.00
loan_status
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
open_acc_6m
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
installment
0.20
dti_joint
0.19
fico_range_low
0.18
fico_range_high
0.18
sec_app_fico_range_low
0.17
sec_app_fico_range_high
0.17
loan_amnt
0.16
int_rate
0.16
revol_util
0.15
all_util
0.13
sec_app_open_acc
0.12
sec_app_num_rev_accts
0.11
annual_inc
0.10
sec_app_mort_acc
0.10
purpose
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
-0.16
installment
-0.15
revol_util
-0.11
revol_bal_joint
-0.10
max_bal_bc
-0.10
sec_app_open_acc
-0.09
sec_app_num_rev_accts
-0.08
sec_app_mort_acc
-0.08
fico_range_low
0.07
fico_range_high
0.07
dti_joint
-0.07
revol_bal
-0.07
all_util
-0.07
sec_app_fico_range_low
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.08
sec_app_inq_last_6mths
0.06
sub_grade
0.06
verification_status_joint
0.06
loan_status
0.06
term
0.06
grade
0.04
pub_rec_bankruptcies
0.04
pub_rec
0.04
verification_status
0.02
open_acc_6m
0.01
open_il_12m
0.01
MOST FREQUENT VALUES
2
13,677
63.6%
1
3,747
17.4%
3
1,524
7.1%
8
1,113
5.2%
5
375
1.7%
6
353
1.6%
10
201
0.9%
0
158
0.7%
7
154
0.7%
4
109
0.5%
11
91
0.4%
9
10
0.0%
SMALLEST VALUES
0
158
0.7%
1
3,747
17.4%
2
13,677
63.6%
3
1,524
7.1%
4
109
0.5%
5
375
1.7%
6
353
1.6%
7
154
0.7%
8
1,113
5.2%
9
10
0.0%
10
201
0.9%
11
91
0.4%
LARGEST VALUES
11
91
0.4%
10
201
0.9%
9
10
0.0%
8
1,113
5.2%
7
154
0.7%
6
353
1.6%
5
375
1.7%
4
109
0.5%
3
1,524
7.1%
2
13,677
63.6%
1
3,747
17.4%
0
158
0.7%
zip_code
MISSING:
---
226
1%
-
-
750xx
204
1%
-
-
945xx
200
1%
-
-
853xx
183
1%
-
-
925xx
182
1%
-
-
891xx
154
1%
-
-
852xx
140
1%
-
-
917xx
136
1%
-
-
760xx
134
1%
-
-
956xx
128
1%
-
-
840xx
126
1%
-
-
117xx
124
1%
-
-
300xx
122
1%
-
-
330xx
112
1%
-
-
331xx
112
1%
-
-
773xx
111
1%
-
-
953xx
111
1%
-
-
770xx
109
1%
-
-
786xx
108
1%
-
-
920xx
107
0%
-
-
923xx
107
0%
-
-
850xx
107
0%
-
-
782xx
105
0%
-
-
913xx
104
0%
-
-
601xx
103
0%
-
-
070xx
102
0%
-
-
890xx
101
0%
-
-
928xx
100
0%
-
-
604xx
99
0%
-
-
553xx
98
0%
-
-
080xx
96
0%
-
-
112xx
95
0%
-
-
980xx
94
0%
-
-
761xx
94
0%
-
-
104xx
94
0%
-
-
800xx
93
0%
-
-
327xx
93
0%
-
-
301xx
91
0%
-
-
926xx
88
0%
-
-
851xx
88
0%
-
-
982xx
88
0%
-
-
775xx
88
0%
-
-
774xx
84
0%
-
-
481xx
84
0%
-
-
275xx
84
0%
-
-
347xx
82
0%
-
-
900xx
82
0%
-
-
802xx
81
0%
-
-
334xx
79
0%
-
-
600xx
79
0%
-
-
346xx
79
0%
-
-
338xx
78
0%
-
-
983xx
77
0%
-
-
430xx
76
0%
-
-
606xx
76
0%
-
-
801xx
76
0%
-
-
480xx
75
0%
-
-
605xx
73
0%
-
-
201xx
73
0%
-
-
809xx
73
0%
-
-
967xx
15,144
70%
-
-
(Other)
dti
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
-0.23
dti_joint
0.21
total_bal_il
0.09
revol_util
0.09
all_util
0.08
open_acc
0.08
emp_length
-0.08
revol_bal_joint
0.07
open_il_24m
0.07
mths_since_rcnt_il
-0.07
int_rate
0.07
revol_bal
0.07
max_bal_bc
0.06
total_acc
0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.09
sub_grade
0.09
verification_status
0.08
grade
0.07
open_il_12m
0.06
home_ownership
0.03
open_acc_6m
0.02
pub_rec_bankruptcies
0.02
sec_app_inq_last_6mths
0.02
pub_rec
0.02
term
0.02
loan_status
0.01
MOST FREQUENT VALUES
0.0
45
0.2%
999.0
33
0.2%
24.44
16
0.1%
19.41
16
0.1%
29.18
15
0.1%
23.33
14
0.1%
22.36
14
0.1%
23.84
12
0.1%
17.49
12
0.1%
30.96
12
0.1%
22.2
12
0.1%
26.45
12
0.1%
13.68
12
0.1%
22.4
12
0.1%
25.42
12
0.1%
SMALLEST VALUES
-1.0
1
0.0%
0.0
45
0.2%
0.12
1
0.0%
0.13
1
0.0%
0.14
1
0.0%
0.15
1
0.0%
0.16
2
0.0%
0.2
1
0.0%
0.21
1
0.0%
0.27
1
0.0%
0.28
1
0.0%
0.3
1
0.0%
0.31
2
0.0%
0.35
2
0.0%
0.36
1
0.0%
LARGEST VALUES
999.0
33
0.2%
991.57
1
0.0%
886.77
1
0.0%
879.55
1
0.0%
831.97
1
0.0%
822.0
1
0.0%
818.1
1
0.0%
797.1
1
0.0%
765.76
1
0.0%
762.5
1
0.0%
751.22
1
0.0%
747.13
1
0.0%
740.96
1
0.0%
674.7
1
0.0%
672.52
1
0.0%
earliest_cr_line
MISSING:
---
197
1%
-
-
Sep-2005
192
1%
-
-
Sep-2004
187
1%
-
-
Aug-2005
185
1%
-
-
Aug-2006
168
1%
-
-
Aug-2004
158
1%
-
-
Aug-2003
156
1%
-
-
Aug-2002
153
1%
-
-
Dec-2004
152
1%
-
-
Oct-2002
151
1%
-
-
Nov-2004
150
1%
-
-
Sep-2003
149
1%
-
-
Nov-2005
147
1%
-
-
Oct-2003
145
1%
-
-
Sep-2006
145
1%
-
-
May-2004
144
1%
-
-
Mar-2004
144
1%
-
-
Oct-2004
144
1%
-
-
Oct-2005
141
1%
-
-
Sep-2002
137
1%
-
-
Mar-2006
136
1%
-
-
Oct-2001
135
1%
-
-
Jul-2006
134
1%
-
-
Apr-2005
134
1%
-
-
Jun-2004
130
1%
-
-
Dec-2006
130
1%
-
-
Jun-2005
130
1%
-
-
Jul-2004
129
1%
-
-
May-2005
129
1%
-
-
Nov-2006
129
1%
-
-
Jul-2003
129
1%
-
-
Apr-2004
128
1%
-
-
Feb-2005
127
1%
-
-
Dec-2005
125
1%
-
-
Mar-2005
124
1%
-
-
Apr-2006
124
1%
-
-
May-2003
123
1%
-
-
Jul-2005
123
1%
-
-
Jun-2003
122
1%
-
-
May-2006
122
1%
-
-
Dec-2003
122
1%
-
-
Jun-2006
119
1%
-
-
Aug-2007
119
1%
-
-
Aug-2000
117
1%
-
-
Sep-2001
117
1%
-
-
Nov-2002
116
1%
-
-
Jan-2005
115
1%
-
-
Nov-2003
113
1%
-
-
Jan-2006
112
1%
-
-
May-2002
111
1%
-
-
Oct-2006
111
1%
-
-
Feb-2006
110
1%
-
-
Nov-2001
109
1%
-
-
Apr-2003
108
1%
-
-
Jul-2002
107
0%
-
-
Nov-2000
106
0%
-
-
Feb-2007
104
0%
-
-
Dec-2002
102
0%
-
-
Aug-2001
101
0%
-
-
Jun-2007
99
0%
-
-
Mar-2000
13,586
63%
-
-
(Other)
fico_range_low
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
revol_util
-0.52
all_util
-0.47
int_rate
-0.43
sec_app_fico_range_low
0.37
sec_app_fico_range_high
0.37
sec_app_revol_util
-0.28
inq_last_12m
-0.17
open_rv_24m
-0.17
inq_fi
-0.14
open_rv_12m
-0.14
il_util
-0.10
open_il_24m
-0.09
annual_inc_joint
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.54
grade
0.51
pub_rec
0.26
pub_rec_bankruptcies
0.24
verification_status
0.18
home_ownership
0.11
open_acc_6m
0.10
loan_status
0.08
sec_app_inq_last_6mths
0.07
open_il_12m
0.06
term
0.02
verification_status_joint
0.01
MOST FREQUENT VALUES
660.0
1,690
7.9%
670.0
1,635
7.6%
665.0
1,591
7.4%
680.0
1,557
7.2%
675.0
1,393
6.5%
690.0
1,295
6.0%
685.0
1,279
5.9%
700.0
1,219
5.7%
695.0
1,203
5.6%
705.0
1,025
4.8%
710.0
888
4.1%
715.0
875
4.1%
720.0
752
3.5%
725.0
584
2.7%
730.0
566
2.6%
SMALLEST VALUES
660.0
1,690
7.9%
665.0
1,591
7.4%
670.0
1,635
7.6%
675.0
1,393
6.5%
680.0
1,557
7.2%
685.0
1,279
5.9%
690.0
1,295
6.0%
695.0
1,203
5.6%
700.0
1,219
5.7%
705.0
1,025
4.8%
710.0
888
4.1%
715.0
875
4.1%
720.0
752
3.5%
725.0
584
2.7%
730.0
566
2.6%
LARGEST VALUES
845.0
13
0.1%
840.0
10
0.0%
835.0
19
0.1%
830.0
40
0.2%
825.0
43
0.2%
820.0
67
0.3%
815.0
103
0.5%
810.0
64
0.3%
805.0
119
0.6%
800.0
120
0.6%
795.0
123
0.6%
790.0
152
0.7%
785.0
137
0.6%
780.0
169
0.8%
775.0
232
1.1%
fico_range_high
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
revol_util
-0.52
all_util
-0.47
int_rate
-0.43
sec_app_fico_range_low
0.37
sec_app_fico_range_high
0.37
sec_app_revol_util
-0.28
inq_last_12m
-0.17
open_rv_24m
-0.17
inq_fi
-0.14
open_rv_12m
-0.14
il_util
-0.10
open_il_24m
-0.09
annual_inc_joint
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.54
grade
0.51
pub_rec
0.26
pub_rec_bankruptcies
0.24
verification_status
0.18
home_ownership
0.11
open_acc_6m
0.10
loan_status
0.08
sec_app_inq_last_6mths
0.07
open_il_12m
0.06
term
0.02
verification_status_joint
0.01
MOST FREQUENT VALUES
664.0
1,690
7.9%
674.0
1,635
7.6%
669.0
1,591
7.4%
684.0
1,557
7.2%
679.0
1,393
6.5%
694.0
1,295
6.0%
689.0
1,279
5.9%
704.0
1,219
5.7%
699.0
1,203
5.6%
709.0
1,025
4.8%
714.0
888
4.1%
719.0
875
4.1%
724.0
752
3.5%
729.0
584
2.7%
734.0
566
2.6%
SMALLEST VALUES
664.0
1,690
7.9%
669.0
1,591
7.4%
674.0
1,635
7.6%
679.0
1,393
6.5%
684.0
1,557
7.2%
689.0
1,279
5.9%
694.0
1,295
6.0%
699.0
1,203
5.6%
704.0
1,219
5.7%
709.0
1,025
4.8%
714.0
888
4.1%
719.0
875
4.1%
724.0
752
3.5%
729.0
584
2.7%
734.0
566
2.6%
LARGEST VALUES
850.0
13
0.1%
844.0
10
0.0%
839.0
19
0.1%
834.0
40
0.2%
829.0
43
0.2%
824.0
67
0.3%
819.0
103
0.5%
814.0
64
0.3%
809.0
119
0.6%
804.0
120
0.6%
799.0
123
0.6%
794.0
152
0.7%
789.0
137
0.6%
784.0
169
0.8%
779.0
232
1.1%
open_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.72
open_act_il
0.53
open_rv_24m
0.47
open_rv_12m
0.35
total_bal_il
0.35
sec_app_open_acc
0.30
revol_bal_joint
0.28
revol_bal
0.28
open_il_24m
0.27
sec_app_num_rev_accts
0.24
dti_joint
0.24
annual_inc_joint
0.19
inq_last_12m
0.19
annual_inc
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.27
open_il_12m
0.18
home_ownership
0.13
sub_grade
0.05
verification_status_joint
0.05
term
0.04
grade
0.04
verification_status
0.03
sec_app_inq_last_6mths
0.03
loan_status
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
8.0
1,869
8.7%
9.0
1,852
8.6%
10.0
1,834
8.5%
7.0
1,780
8.3%
11.0
1,666
7.7%
12.0
1,509
7.0%
6.0
1,443
6.7%
13.0
1,276
5.9%
5.0
1,104
5.1%
14.0
1,069
5.0%
15.0
861
4.0%
4.0
751
3.5%
16.0
749
3.5%
17.0
589
2.7%
18.0
519
2.4%
SMALLEST VALUES
0.0
1
0.0%
1.0
34
0.2%
2.0
162
0.8%
3.0
400
1.9%
4.0
751
3.5%
5.0
1,104
5.1%
6.0
1,443
6.7%
7.0
1,780
8.3%
8.0
1,869
8.7%
9.0
1,852
8.6%
10.0
1,834
8.5%
11.0
1,666
7.7%
12.0
1,509
7.0%
13.0
1,276
5.9%
14.0
1,069
5.0%
LARGEST VALUES
48.0
1
0.0%
45.0
1
0.0%
44.0
1
0.0%
43.0
2
0.0%
42.0
1
0.0%
41.0
2
0.0%
40.0
2
0.0%
39.0
6
0.0%
38.0
4
0.0%
37.0
11
0.1%
36.0
8
0.0%
35.0
8
0.0%
34.0
13
0.1%
33.0
14
0.1%
32.0
16
0.1%
pub_rec
MISSING:
---
TOP CATEGORIES
loan_status
0.0
17,524
81%
5,864
33%
1.0
3,529
16%
1,183
34%
2.0
320
1%
124
39%
3.0
86
0%
27
31%
4.0
33
0%
11
33%
5.0
9
0%
2
22%
6.0
6
0%
2
33%
7.0
4
0%
1
25%
8.0
1
0%
0
0%
ALL
21,512
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pub_rec_bankruptcies
0.81
grade
0.00
sub_grade
0.00
open_acc_6m
0.00
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
term
0.00
verification_status_joint
0.00
loan_status
0.00

THESE FEATURES GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
0.66
sub_grade
0.02
grade
0.01
open_acc_6m
0.01
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
fico_range_low
0.26
fico_range_high
0.26
max_bal_bc
0.13
open_rv_24m
0.13
revol_bal_joint
0.12
revol_bal
0.11
inq_last_12m
0.10
open_rv_12m
0.10
inq_fi
0.09
sec_app_fico_range_low
0.09
sec_app_fico_range_high
0.09
int_rate
0.07
sec_app_revol_util
0.07
annual_inc_joint
0.07
revol_bal
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
max_bal_bc
0.57
revol_bal_joint
0.50
annual_inc_joint
0.30
revol_util
0.28
open_acc
0.28
annual_inc
0.25
loan_amnt
0.25
total_acc
0.24
installment
0.23
mort_acc
0.20
sec_app_num_rev_accts
0.17
dti_joint
0.16
sec_app_open_acc
0.16
sec_app_mort_acc
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
pub_rec
0.11
pub_rec_bankruptcies
0.11
verification_status_joint
0.06
verification_status
0.05
term
0.05
open_il_12m
0.04
loan_status
0.04
sub_grade
0.04
sec_app_inq_last_6mths
0.03
open_acc_6m
0.03
grade
0.03
MOST FREQUENT VALUES
0.0
272
1.3%
11220.0
6
0.0%
4235.0
6
0.0%
4210.0
6
0.0%
5067.0
6
0.0%
14155.0
5
0.0%
10828.0
5
0.0%
2442.0
5
0.0%
10.0
5
0.0%
6053.0
5
0.0%
5231.0
5
0.0%
10775.0
5
0.0%
5724.0
5
0.0%
4769.0
5
0.0%
5239.0
5
0.0%
SMALLEST VALUES
0.0
272
1.3%
2.0
4
0.0%
3.0
1
0.0%
4.0
1
0.0%
6.0
1
0.0%
7.0
2
0.0%
8.0
2
0.0%
9.0
1
0.0%
10.0
5
0.0%
11.0
3
0.0%
12.0
1
0.0%
13.0
3
0.0%
14.0
1
0.0%
16.0
2
0.0%
17.0
1
0.0%
LARGEST VALUES
456348.0
1
0.0%
417296.0
1
0.0%
375070.0
1
0.0%
360166.0
1
0.0%
356446.0
1
0.0%
347518.0
1
0.0%
345179.0
1
0.0%
324593.0
1
0.0%
314711.0
1
0.0%
284201.0
1
0.0%
273158.0
1
0.0%
264985.0
1
0.0%
263949.0
1
0.0%
260780.0
1
0.0%
246158.0
1
0.0%
revol_util
MISSING:
39
(0%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.66
fico_range_low
-0.52
fico_range_high
-0.52
sec_app_revol_util
0.50
max_bal_bc
0.33
revol_bal
0.28
int_rate
0.26
revol_bal_joint
0.23
installment
0.17
dti_joint
0.15
open_rv_24m
-0.15
open_rv_12m
-0.14
sec_app_fico_range_low
-0.14
sec_app_fico_range_high
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.33
grade
0.30
verification_status
0.15
sec_app_inq_last_6mths
0.14
open_acc_6m
0.14
home_ownership
0.12
open_il_12m
0.04
verification_status_joint
0.04
loan_status
0.03
term
0.03
pub_rec_bankruptcies
0.02
pub_rec
0.02
MOST FREQUENT VALUES
0.0
267
1.2%
51.9
43
0.2%
44.4
43
0.2%
58.5
42
0.2%
59.3
40
0.2%
58.9
40
0.2%
66.6
40
0.2%
69.2
39
0.2%
63.5
39
0.2%
46.4
39
0.2%
39.8
39
0.2%
57.1
38
0.2%
50.5
38
0.2%
33.5
38
0.2%
56.5
38
0.2%
SMALLEST VALUES
0.0
267
1.2%
0.1
19
0.1%
0.2
20
0.1%
0.3
20
0.1%
0.4
22
0.1%
0.5
20
0.1%
0.6
12
0.1%
0.7
10
0.0%
0.8
12
0.1%
0.9
9
0.0%
1.0
10
0.0%
1.1
13
0.1%
1.2
13
0.1%
1.3
9
0.0%
1.4
14
0.1%
LARGEST VALUES
136.4
1
0.0%
117.9
1
0.0%
117.8
1
0.0%
113.7
1
0.0%
112.0
1
0.0%
109.0
1
0.0%
108.0
1
0.0%
107.1
1
0.0%
106.8
1
0.0%
105.5
1
0.0%
104.4
1
0.0%
103.9
2
0.0%
103.6
1
0.0%
103.2
1
0.0%
102.6
1
0.0%
total_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.72
total_bal_il
0.43
open_act_il
0.42
open_il_24m
0.37
mort_acc
0.37
total_cu_tl
0.34
open_rv_24m
0.31
sec_app_num_rev_accts
0.29
revol_bal_joint
0.26
sec_app_mort_acc
0.25
annual_inc
0.24
revol_bal
0.24
open_rv_12m
0.24
annual_inc_joint
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.26
open_acc_6m
0.24
home_ownership
0.20
sub_grade
0.08
loan_status
0.06
verification_status_joint
0.06
grade
0.06
term
0.05
verification_status
0.03
pub_rec
0.03
sec_app_inq_last_6mths
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
18.0
795
3.7%
15.0
792
3.7%
16.0
791
3.7%
17.0
790
3.7%
19.0
789
3.7%
20.0
789
3.7%
23.0
783
3.6%
22.0
777
3.6%
14.0
774
3.6%
21.0
773
3.6%
24.0
746
3.5%
13.0
728
3.4%
25.0
689
3.2%
12.0
683
3.2%
26.0
681
3.2%
SMALLEST VALUES
2.0
19
0.1%
3.0
59
0.3%
4.0
121
0.6%
5.0
177
0.8%
6.0
229
1.1%
7.0
306
1.4%
8.0
358
1.7%
9.0
469
2.2%
10.0
531
2.5%
11.0
561
2.6%
12.0
683
3.2%
13.0
728
3.4%
14.0
774
3.6%
15.0
792
3.7%
16.0
791
3.7%
LARGEST VALUES
104.0
1
0.0%
98.0
1
0.0%
97.0
1
0.0%
96.0
1
0.0%
89.0
1
0.0%
87.0
2
0.0%
85.0
1
0.0%
84.0
1
0.0%
83.0
2
0.0%
82.0
1
0.0%
81.0
2
0.0%
80.0
2
0.0%
79.0
1
0.0%
78.0
3
0.0%
77.0
3
0.0%
annual_inc_joint
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc
0.70
revol_bal_joint
0.49
loan_amnt
0.38
installment
0.34
revol_bal
0.30
max_bal_bc
0.30
total_bal_il
0.27
mort_acc
0.25
sec_app_open_acc
0.24
sec_app_mort_acc
0.23
total_acc
0.23
sec_app_num_rev_accts
0.21
open_acc
0.19
dti_joint
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
sub_grade
0.16
grade
0.14
verification_status
0.09
pub_rec_bankruptcies
0.08
loan_status
0.08
pub_rec
0.07
open_il_12m
0.07
verification_status_joint
0.06
term
0.05
open_acc_6m
0.05
sec_app_inq_last_6mths
0.05
MOST FREQUENT VALUES
100000.0
388
1.8%
120000.0
374
1.7%
110000.0
372
1.7%
90000.0
347
1.6%
130000.0
320
1.5%
80000.0
310
1.4%
105000.0
278
1.3%
115000.0
265
1.2%
150000.0
263
1.2%
70000.0
257
1.2%
95000.0
255
1.2%
125000.0
251
1.2%
85000.0
238
1.1%
75000.0
231
1.1%
140000.0
226
1.1%
SMALLEST VALUES
11000.0
1
0.0%
13470.0
1
0.0%
15850.0
1
0.0%
17950.0
1
0.0%
18072.0
1
0.0%
18122.0
1
0.0%
18480.0
1
0.0%
19200.0
1
0.0%
19560.0
1
0.0%
19788.0
1
0.0%
20000.0
1
0.0%
20280.0
1
0.0%
20918.0
1
0.0%
21068.0
1
0.0%
21192.0
1
0.0%
LARGEST VALUES
1210000.0
1
0.0%
1000000.0
1
0.0%
950000.0
1
0.0%
913000.0
1
0.0%
900000.0
1
0.0%
780000.0
1
0.0%
725000.0
1
0.0%
705000.0
1
0.0%
690000.0
1
0.0%
686000.0
1
0.0%
665000.0
1
0.0%
660000.0
1
0.0%
650000.0
2
0.0%
642000.0
1
0.0%
610628.0
1
0.0%
dti_joint
MISSING:
3
(0%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
0.39
sec_app_open_acc
0.31
total_bal_il
0.26
open_acc
0.24
int_rate
0.24
sec_app_open_act_il
0.23
open_il_24m
0.23
open_act_il
0.21
dti
0.21
total_acc
0.20
sec_app_num_rev_accts
0.19
mths_since_rcnt_il
-0.19
annual_inc_joint
-0.18
all_util
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.25
grade
0.24
verification_status_joint
0.23
verification_status
0.19
open_il_12m
0.17
loan_status
0.15
sec_app_inq_last_6mths
0.08
term
0.06
pub_rec
0.04
open_acc_6m
0.04
pub_rec_bankruptcies
0.03
home_ownership
0.02
MOST FREQUENT VALUES
18.1
26
0.1%
19.93
23
0.1%
15.32
22
0.1%
18.65
21
0.1%
21.08
20
0.1%
20.45
19
0.1%
18.06
19
0.1%
16.18
19
0.1%
19.23
19
0.1%
19.6
19
0.1%
16.7
18
0.1%
18.54
18
0.1%
20.23
18
0.1%
17.33
18
0.1%
20.77
18
0.1%
SMALLEST VALUES
0.0
6
0.0%
0.13
1
0.0%
0.19
1
0.0%
0.21
1
0.0%
0.23
1
0.0%
0.29
1
0.0%
0.3
1
0.0%
0.32
1
0.0%
0.39
2
0.0%
0.43
1
0.0%
0.44
1
0.0%
0.5
1
0.0%
0.53
1
0.0%
0.58
1
0.0%
0.67
1
0.0%
LARGEST VALUES
69.49
1
0.0%
63.66
1
0.0%
61.9
1
0.0%
61.28
1
0.0%
54.19
1
0.0%
48.58
1
0.0%
46.86
1
0.0%
46.84
1
0.0%
46.4
1
0.0%
45.39
1
0.0%
45.33
1
0.0%
44.94
1
0.0%
44.78
1
0.0%
43.97
1
0.0%
43.91
1
0.0%
verification_status_joint
MISSING:
29
(0%)
TOP CATEGORIES
loan_status
Not Verified
12,250
57%
3,579
29%
Source Verified
5,272
25%
2,044
39%
Verified
3,961
18%
1,585
40%
ALL
21,483
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
verification_status
0.36
sec_app_inq_last_6mths
0.03
loan_status
0.01
grade
0.00
sub_grade
0.00
open_il_12m
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
term
0.00
pub_rec
0.00
open_acc_6m
0.00

THESE FEATURES GIVE INFORMATION
ON verification_status_joint:
verification_status
0.40
sec_app_inq_last_6mths
0.03
sub_grade
0.01
grade
0.01
loan_status
0.01
open_il_12m
0.00
home_ownership
0.00
open_acc_6m
0.00
term
0.00
pub_rec_bankruptcies
0.00
pub_rec
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.53
sec_app_fico_range_low
0.53
sec_app_revol_util
0.46
sec_app_open_acc
0.37
sec_app_num_rev_accts
0.34
revol_bal_joint
0.33
sec_app_open_act_il
0.25
dti_joint
0.23
sec_app_mort_acc
0.22
int_rate
0.15
emp_length
0.15
annual_inc
0.11
installment
0.11
loan_amnt
0.11
open_acc_6m
MISSING:
276
(1%)
TOP CATEGORIES
loan_status
0.0
9,103
43%
3,028
33%
1.0
6,978
33%
2,328
33%
2.0
3,236
15%
1,094
34%
3.0
1,287
6%
467
36%
4.0
416
2%
156
38%
5.0
146
1%
48
33%
6.0
48
0%
19
40%
7.0
10
0%
3
30%
8.0
9
0%
3
33%
9.0
3
0%
1
33%
ALL
21,236
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_acc_6m
PROVIDES INFORMATION ON...
open_il_12m
0.07
sec_app_inq_last_6mths
0.01
grade
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
sub_grade
0.00
home_ownership
0.00
verification_status
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

THESE FEATURES GIVE INFORMATION
ON open_acc_6m:
open_il_12m
0.06
sub_grade
0.01
grade
0.01
sec_app_inq_last_6mths
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership
0.00
verification_status
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
CORRELATION RATIO WITH...
open_rv_12m
0.60
open_rv_24m
0.45
inq_last_12m
0.32
open_il_24m
0.32
open_acc
0.27
total_acc
0.24
il_util
0.21
mths_since_rcnt_il
0.21
inq_fi
0.19
total_bal_il
0.16
revol_util
0.14
int_rate
0.14
open_act_il
0.13
total_cu_tl
0.10
open_act_il
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.55
open_acc
0.53
total_acc
0.42
open_il_24m
0.41
all_util
0.37
mths_since_rcnt_il
-0.27
il_util
0.27
sec_app_open_act_il
0.22
dti_joint
0.21
annual_inc
0.14
total_cu_tl
0.14
inq_last_12m
0.12
inq_fi
0.11
annual_inc_joint
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.31
open_acc_6m
0.13
home_ownership
0.07
sub_grade
0.06
grade
0.04
verification_status_joint
0.04
verification_status
0.03
pub_rec
0.03
term
0.02
pub_rec_bankruptcies
0.02
sec_app_inq_last_6mths
0.02
loan_status
0.01
MOST FREQUENT VALUES
2.0
5,074
23.9%
1.0
5,048
23.8%
3.0
3,350
15.8%
0.0
2,541
12.0%
4.0
2,054
9.7%
5.0
999
4.7%
6.0
581
2.7%
7.0
370
1.7%
8.0
287
1.4%
9.0
217
1.0%
10.0
149
0.7%
11.0
122
0.6%
13.0
92
0.4%
12.0
84
0.4%
14.0
61
0.3%
SMALLEST VALUES
0.0
2,541
12.0%
1.0
5,048
23.8%
2.0
5,074
23.9%
3.0
3,350
15.8%
4.0
2,054
9.7%
5.0
999
4.7%
6.0
581
2.7%
7.0
370
1.7%
8.0
287
1.4%
9.0
217
1.0%
10.0
149
0.7%
11.0
122
0.6%
12.0
84
0.4%
13.0
92
0.4%
14.0
61
0.3%
LARGEST VALUES
32.0
1
0.0%
30.0
1
0.0%
28.0
2
0.0%
27.0
1
0.0%
26.0
2
0.0%
25.0
4
0.0%
24.0
4
0.0%
23.0
4
0.0%
22.0
8
0.0%
21.0
6
0.0%
20.0
19
0.1%
19.0
12
0.1%
18.0
25
0.1%
17.0
31
0.1%
16.0
38
0.2%
open_il_12m
MISSING:
276
(1%)
TOP CATEGORIES
loan_status
0.0
11,176
53%
3,774
34%
1.0
6,552
31%
2,150
33%
2.0
2,493
12%
846
34%
3.0
708
3%
273
39%
4.0
228
1%
75
33%
5.0
68
0%
23
34%
6.0
11
0%
6
55%
ALL
21,236
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
open_acc_6m
0.06
grade
0.01
sub_grade
0.01
verification_status
0.00
pub_rec
0.00
verification_status_joint
0.00
home_ownership
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
term
0.00
loan_status
0.00

THESE FEATURES GIVE INFORMATION
ON open_il_12m:
open_acc_6m
0.07
sub_grade
0.01
grade
0.01
verification_status
0.00
verification_status_joint
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
open_il_24m
0.73
mths_since_rcnt_il
0.50
il_util
0.45
inq_last_12m
0.41
total_bal_il
0.36
open_act_il
0.31
inq_fi
0.29
all_util
0.28
total_acc
0.26
total_cu_tl
0.23
open_acc
0.18
dti_joint
0.17
int_rate
0.16
annual_inc
0.12
open_il_24m
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_rcnt_il
-0.49
total_bal_il
0.44
open_act_il
0.41
total_acc
0.37
inq_fi
0.37
inq_last_12m
0.32
il_util
0.32
total_cu_tl
0.31
all_util
0.29
open_acc
0.27
dti_joint
0.23
int_rate
0.17
annual_inc
0.15
sec_app_open_act_il
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.73
open_acc_6m
0.32
sub_grade
0.18
grade
0.17
verification_status
0.09
home_ownership
0.08
verification_status_joint
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
sec_app_inq_last_6mths
0.05
term
0.05
loan_status
0.01
MOST FREQUENT VALUES
1.0
6,360
29.9%
0.0
5,619
26.5%
2.0
4,328
20.4%
3.0
2,453
11.6%
4.0
1,225
5.8%
5.0
645
3.0%
6.0
333
1.6%
7.0
126
0.6%
8.0
76
0.4%
9.0
33
0.2%
10.0
15
0.1%
12.0
8
0.0%
11.0
7
0.0%
13.0
4
0.0%
17.0
2
0.0%
SMALLEST VALUES
0.0
5,619
26.5%
1.0
6,360
29.9%
2.0
4,328
20.4%
3.0
2,453
11.6%
4.0
1,225
5.8%
5.0
645
3.0%
6.0
333
1.6%
7.0
126
0.6%
8.0
76
0.4%
9.0
33
0.2%
10.0
15
0.1%
11.0
7
0.0%
12.0
8
0.0%
13.0
4
0.0%
14.0
1
0.0%
LARGEST VALUES
17.0
2
0.0%
15.0
1
0.0%
14.0
1
0.0%
13.0
4
0.0%
12.0
8
0.0%
11.0
7
0.0%
10.0
15
0.1%
9.0
33
0.2%
8.0
76
0.4%
7.0
126
0.6%
6.0
333
1.6%
5.0
645
3.0%
4.0
1,225
5.8%
3.0
2,453
11.6%
2.0
4,328
20.4%
mths_since_rcnt_il
MISSING:
903
(4%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.49
il_util
-0.35
total_bal_il
-0.31
open_act_il
-0.27
all_util
-0.24
inq_last_12m
-0.23
inq_fi
-0.22
total_acc
-0.20
dti_joint
-0.19
open_acc
-0.17
total_cu_tl
-0.17
annual_inc
-0.10
int_rate
-0.10
emp_length
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.50
open_acc_6m
0.21
sub_grade
0.11
grade
0.10
verification_status
0.06
pub_rec
0.05
home_ownership
0.05
pub_rec_bankruptcies
0.05
verification_status_joint
0.04
term
0.04
sec_app_inq_last_6mths
0.02
loan_status
0.01
MOST FREQUENT VALUES
4.0
1,044
5.1%
6.0
970
4.7%
5.0
970
4.7%
7.0
953
4.6%
3.0
920
4.5%
2.0
896
4.3%
8.0
876
4.3%
9.0
824
4.0%
10.0
791
3.8%
11.0
717
3.5%
13.0
660
3.2%
14.0
626
3.0%
12.0
613
3.0%
15.0
589
2.9%
16.0
522
2.5%
SMALLEST VALUES
0.0
10
0.0%
1.0
476
2.3%
2.0
896
4.3%
3.0
920
4.5%
4.0
1,044
5.1%
5.0
970
4.7%
6.0
970
4.7%
7.0
953
4.6%
8.0
876
4.3%
9.0
824
4.0%
10.0
791
3.8%
11.0
717
3.5%
12.0
613
3.0%
13.0
660
3.2%
14.0
626
3.0%
LARGEST VALUES
326.0
1
0.0%
315.0
1
0.0%
265.0
1
0.0%
252.0
1
0.0%
248.0
1
0.0%
244.0
1
0.0%
237.0
1
0.0%
235.0
1
0.0%
226.0
1
0.0%
219.0
1
0.0%
218.0
1
0.0%
213.0
1
0.0%
210.0
1
0.0%
209.0
1
0.0%
203.0
1
0.0%
total_bal_il
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_act_il
0.55
open_il_24m
0.44
total_acc
0.43
open_acc
0.35
il_util
0.31
mths_since_rcnt_il
-0.31
all_util
0.30
annual_inc
0.28
annual_inc_joint
0.27
dti_joint
0.26
inq_last_12m
0.20
sec_app_open_act_il
0.19
total_cu_tl
0.19
inq_fi
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.36
open_acc_6m
0.16
home_ownership
0.10
verification_status_joint
0.07
verification_status
0.06
sub_grade
0.05
term
0.05
loan_status
0.04
grade
0.04
sec_app_inq_last_6mths
0.02
pub_rec_bankruptcies
0.02
pub_rec
0.02
MOST FREQUENT VALUES
0.0
2,425
11.4%
12968.0
4
0.0%
14501.0
4
0.0%
58502.0
4
0.0%
34935.0
4
0.0%
22005.0
4
0.0%
21928.0
4
0.0%
20583.0
4
0.0%
26858.0
4
0.0%
15226.0
4
0.0%
27694.0
4
0.0%
14450.0
4
0.0%
31572.0
4
0.0%
30907.0
4
0.0%
16669.0
4
0.0%
SMALLEST VALUES
0.0
2,425
11.4%
1.0
2
0.0%
26.0
1
0.0%
37.0
2
0.0%
55.0
1
0.0%
62.0
1
0.0%
80.0
2
0.0%
98.0
1
0.0%
188.0
1
0.0%
208.0
1
0.0%
219.0
1
0.0%
220.0
1
0.0%
224.0
1
0.0%
225.0
1
0.0%
231.0
1
0.0%
LARGEST VALUES
923836.0
1
0.0%
591166.0
1
0.0%
588144.0
1
0.0%
532012.0
1
0.0%
482527.0
1
0.0%
463223.0
1
0.0%
456806.0
1
0.0%
452030.0
1
0.0%
443728.0
1
0.0%
430903.0
1
0.0%
417678.0
1
0.0%
414421.0
1
0.0%
398823.0
1
0.0%
390814.0
1
0.0%
386727.0
1
0.0%
il_util
MISSING:
3,755
(17%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.64
mths_since_rcnt_il
-0.35
open_il_24m
0.32
total_bal_il
0.31
open_act_il
0.27
inq_last_12m
0.18
inq_fi
0.15
int_rate
0.13
open_acc
0.11
total_acc
0.10
fico_range_high
-0.10
fico_range_low
-0.10
sec_app_open_act_il
0.08
max_bal_bc
-0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.45
open_acc_6m
0.21
sub_grade
0.12
grade
0.11
home_ownership
0.07
verification_status
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.04
verification_status_joint
0.04
term
0.04
sec_app_inq_last_6mths
0.02
loan_status
0.00
MOST FREQUENT VALUES
83.0
378
2.1%
78.0
374
2.1%
81.0
370
2.1%
86.0
366
2.1%
76.0
361
2.0%
82.0
352
2.0%
88.0
351
2.0%
77.0
346
1.9%
80.0
344
1.9%
84.0
342
1.9%
71.0
340
1.9%
73.0
340
1.9%
75.0
337
1.9%
85.0
334
1.9%
74.0
327
1.8%
SMALLEST VALUES
0.0
4
0.0%
1.0
7
0.0%
2.0
11
0.1%
3.0
15
0.1%
4.0
7
0.0%
5.0
18
0.1%
6.0
11
0.1%
7.0
10
0.1%
8.0
26
0.1%
9.0
18
0.1%
10.0
19
0.1%
11.0
23
0.1%
12.0
19
0.1%
13.0
34
0.2%
14.0
35
0.2%
LARGEST VALUES
228.0
1
0.0%
217.0
1
0.0%
177.0
1
0.0%
173.0
2
0.0%
164.0
2
0.0%
161.0
1
0.0%
159.0
1
0.0%
157.0
1
0.0%
156.0
1
0.0%
154.0
1
0.0%
153.0
1
0.0%
152.0
1
0.0%
151.0
2
0.0%
149.0
2
0.0%
148.0
2
0.0%
open_rv_12m
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.75
open_acc
0.35
inq_last_12m
0.27
total_acc
0.24
revol_util
-0.14
fico_range_high
-0.14
fico_range_low
-0.14
sec_app_num_rev_accts
0.14
int_rate
0.12
sec_app_open_acc
0.11
sec_app_revol_util
-0.11
inq_fi
0.11
all_util
-0.09
max_bal_bc
-0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.60
sub_grade
0.14
grade
0.12
pub_rec
0.10
pub_rec_bankruptcies
0.09
sec_app_inq_last_6mths
0.09
open_il_12m
0.07
verification_status
0.04
term
0.03
home_ownership
0.02
loan_status
0.02
verification_status_joint
0.02
MOST FREQUENT VALUES
0.0
8,004
37.7%
1.0
6,490
30.6%
2.0
3,725
17.5%
3.0
1,692
8.0%
4.0
743
3.5%
5.0
308
1.5%
6.0
142
0.7%
7.0
58
0.3%
8.0
36
0.2%
9.0
17
0.1%
11.0
8
0.0%
10.0
6
0.0%
12.0
3
0.0%
15.0
2
0.0%
14.0
1
0.0%
SMALLEST VALUES
0.0
8,004
37.7%
1.0
6,490
30.6%
2.0
3,725
17.5%
3.0
1,692
8.0%
4.0
743
3.5%
5.0
308
1.5%
6.0
142
0.7%
7.0
58
0.3%
8.0
36
0.2%
9.0
17
0.1%
10.0
6
0.0%
11.0
8
0.0%
12.0
3
0.0%
13.0
1
0.0%
14.0
1
0.0%
LARGEST VALUES
15.0
2
0.0%
14.0
1
0.0%
13.0
1
0.0%
12.0
3
0.0%
11.0
8
0.0%
10.0
6
0.0%
9.0
17
0.1%
8.0
36
0.2%
7.0
58
0.3%
6.0
142
0.7%
5.0
308
1.5%
4.0
743
3.5%
3.0
1,692
8.0%
2.0
3,725
17.5%
1.0
6,490
30.6%
open_rv_24m
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.75
open_acc
0.47
total_acc
0.31
inq_last_12m
0.26
sec_app_num_rev_accts
0.17
fico_range_high
-0.17
fico_range_low
-0.17
inq_fi
0.15
revol_util
-0.15
sec_app_open_acc
0.15
sec_app_revol_util
-0.14
int_rate
0.14
open_il_24m
0.10
all_util
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_acc_6m
0.45
sub_grade
0.15
grade
0.14
pub_rec
0.13
pub_rec_bankruptcies
0.12
sec_app_inq_last_6mths
0.09
open_il_12m
0.08
verification_status
0.05
home_ownership
0.04
loan_status
0.03
term
0.02
verification_status_joint
0.02
MOST FREQUENT VALUES
1.0
4,667
22.0%
2.0
4,266
20.1%
0.0
3,386
15.9%
3.0
3,122
14.7%
4.0
2,171
10.2%
5.0
1,385
6.5%
6.0
848
4.0%
7.0
516
2.4%
8.0
329
1.5%
9.0
193
0.9%
10.0
116
0.5%
11.0
79
0.4%
12.0
58
0.3%
13.0
34
0.2%
15.0
15
0.1%
SMALLEST VALUES
0.0
3,386
15.9%
1.0
4,667
22.0%
2.0
4,266
20.1%
3.0
3,122
14.7%
4.0
2,171
10.2%
5.0
1,385
6.5%
6.0
848
4.0%
7.0
516
2.4%
8.0
329
1.5%
9.0
193
0.9%
10.0
116
0.5%
11.0
79
0.4%
12.0
58
0.3%
13.0
34
0.2%
14.0
12
0.1%
LARGEST VALUES
27.0
1
0.0%
25.0
2
0.0%
24.0
1
0.0%
23.0
1
0.0%
22.0
2
0.0%
21.0
3
0.0%
20.0
2
0.0%
19.0
4
0.0%
18.0
3
0.0%
17.0
8
0.0%
16.0
12
0.1%
15.0
15
0.1%
14.0
12
0.1%
13.0
34
0.2%
12.0
58
0.3%
max_bal_bc
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.57
revol_bal_joint
0.52
revol_util
0.33
annual_inc_joint
0.30
loan_amnt
0.29
installment
0.26
annual_inc
0.24
mort_acc
0.22
sec_app_mort_acc
0.18
total_acc
0.15
open_acc
0.14
all_util
0.14
sec_app_revol_util
0.14
sec_app_fico_range_low
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
pub_rec
0.13
pub_rec_bankruptcies
0.12
sub_grade
0.08
grade
0.07
open_acc_6m
0.07
loan_status
0.06
sec_app_inq_last_6mths
0.06
open_il_12m
0.05
verification_status_joint
0.05
term
0.05
verification_status
0.04
MOST FREQUENT VALUES
0.0
987
4.6%
4867.0
12
0.1%
3920.0
11
0.1%
5067.0
10
0.0%
3550.0
9
0.0%
8.0
9
0.0%
4000.0
9
0.0%
3000.0
9
0.0%
1648.0
9
0.0%
4723.0
8
0.0%
2782.0
8
0.0%
2800.0
8
0.0%
3218.0
8
0.0%
1947.0
8
0.0%
4896.0
8
0.0%
SMALLEST VALUES
0.0
987
4.6%
1.0
2
0.0%
2.0
6
0.0%
3.0
2
0.0%
4.0
3
0.0%
5.0
1
0.0%
6.0
4
0.0%
7.0
3
0.0%
8.0
9
0.0%
9.0
7
0.0%
10.0
5
0.0%
11.0
6
0.0%
12.0
3
0.0%
13.0
3
0.0%
14.0
5
0.0%
LARGEST VALUES
157167.0
1
0.0%
149204.0
1
0.0%
75982.0
1
0.0%
74271.0
1
0.0%
71910.0
1
0.0%
54146.0
1
0.0%
53798.0
1
0.0%
51107.0
1
0.0%
50348.0
1
0.0%
49410.0
1
0.0%
49203.0
1
0.0%
47647.0
1
0.0%
46040.0
1
0.0%
44945.0
1
0.0%
43578.0
1
0.0%
all_util
MISSING:
288
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.66
il_util
0.64
fico_range_high
-0.47
fico_range_low
-0.47
open_act_il
0.37
sec_app_revol_util
0.33
total_bal_il
0.30
int_rate
0.29
open_il_24m
0.29
mths_since_rcnt_il
-0.24
dti_joint
0.17
max_bal_bc
0.14
sec_app_fico_range_low
-0.13
sec_app_fico_range_high
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.32
grade
0.30
open_il_12m
0.28
verification_status
0.13
home_ownership
0.11
open_acc_6m
0.07
sec_app_inq_last_6mths
0.06
verification_status_joint
0.05
pub_rec
0.03
term
0.03
loan_status
0.03
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
68.0
464
2.2%
64.0
442
2.1%
59.0
435
2.0%
67.0
434
2.0%
63.0
431
2.0%
70.0
430
2.0%
71.0
430
2.0%
66.0
427
2.0%
69.0
422
2.0%
74.0
412
1.9%
75.0
410
1.9%
72.0
393
1.9%
60.0
391
1.8%
57.0
390
1.8%
65.0
388
1.8%
SMALLEST VALUES
0.0
90
0.4%
1.0
38
0.2%
2.0
28
0.1%
3.0
39
0.2%
4.0
40
0.2%
5.0
41
0.2%
6.0
35
0.2%
7.0
48
0.2%
8.0
47
0.2%
9.0
39
0.2%
10.0
51
0.2%
11.0
43
0.2%
12.0
49
0.2%
13.0
60
0.3%
14.0
44
0.2%
LARGEST VALUES
177.0
1
0.0%
142.0
1
0.0%
137.0
1
0.0%
135.0
1
0.0%
133.0
1
0.0%
131.0
2
0.0%
129.0
1
0.0%
127.0
1
0.0%
126.0
2
0.0%
124.0
2
0.0%
123.0
2
0.0%
122.0
3
0.0%
120.0
1
0.0%
119.0
6
0.0%
118.0
5
0.0%
inq_fi
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.57
open_il_24m
0.37
mths_since_rcnt_il
-0.22
total_bal_il
0.18
total_acc
0.16
int_rate
0.16
open_rv_24m
0.15
il_util
0.15
fico_range_high
-0.14
fico_range_low
-0.14
all_util
0.12
open_acc
0.12
open_act_il
0.11
open_rv_12m
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.29
open_acc_6m
0.19
sub_grade
0.17
grade
0.16
sec_app_inq_last_6mths
0.10
pub_rec
0.09
pub_rec_bankruptcies
0.09
home_ownership
0.08
verification_status
0.05
verification_status_joint
0.05
term
0.02
loan_status
0.02
MOST FREQUENT VALUES
0.0
9,700
45.7%
1.0
5,217
24.6%
2.0
3,026
14.2%
3.0
1,556
7.3%
4.0
762
3.6%
5.0
418
2.0%
6.0
228
1.1%
7.0
147
0.7%
8.0
68
0.3%
9.0
47
0.2%
10.0
25
0.1%
11.0
14
0.1%
12.0
9
0.0%
13.0
7
0.0%
14.0
4
0.0%
SMALLEST VALUES
0.0
9,700
45.7%
1.0
5,217
24.6%
2.0
3,026
14.2%
3.0
1,556
7.3%
4.0
762
3.6%
5.0
418
2.0%
6.0
228
1.1%
7.0
147
0.7%
8.0
68
0.3%
9.0
47
0.2%
10.0
25
0.1%
11.0
14
0.1%
12.0
9
0.0%
13.0
7
0.0%
14.0
4
0.0%
LARGEST VALUES
27.0
1
0.0%
23.0
1
0.0%
22.0
1
0.0%
17.0
1
0.0%
16.0
3
0.0%
15.0
1
0.0%
14.0
4
0.0%
13.0
7
0.0%
12.0
9
0.0%
11.0
14
0.1%
10.0
25
0.1%
9.0
47
0.2%
8.0
68
0.3%
7.0
147
0.7%
6.0
228
1.1%
total_cu_tl
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.34
open_il_24m
0.31
mort_acc
0.20
total_bal_il
0.19
mths_since_rcnt_il
-0.17
sec_app_mort_acc
0.17
open_acc
0.14
open_act_il
0.14
dti_joint
0.13
annual_inc
0.11
revol_bal_joint
0.10
all_util
0.10
revol_bal
0.09
loan_amnt
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
home_ownership
0.12
open_acc_6m
0.10
verification_status_joint
0.05
term
0.05
verification_status
0.04
sub_grade
0.04
loan_status
0.03
sec_app_inq_last_6mths
0.02
grade
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
0.0
9,629
45.3%
1.0
3,673
17.3%
2.0
2,216
10.4%
3.0
1,504
7.1%
4.0
1,086
5.1%
5.0
780
3.7%
6.0
623
2.9%
7.0
404
1.9%
8.0
306
1.4%
9.0
236
1.1%
10.0
180
0.8%
11.0
136
0.6%
12.0
109
0.5%
13.0
80
0.4%
14.0
63
0.3%
SMALLEST VALUES
0.0
9,629
45.3%
1.0
3,673
17.3%
2.0
2,216
10.4%
3.0
1,504
7.1%
4.0
1,086
5.1%
5.0
780
3.7%
6.0
623
2.9%
7.0
404
1.9%
8.0
306
1.4%
9.0
236
1.1%
10.0
180
0.8%
11.0
136
0.6%
12.0
109
0.5%
13.0
80
0.4%
14.0
63
0.3%
LARGEST VALUES
48.0
1
0.0%
36.0
1
0.0%
35.0
1
0.0%
34.0
1
0.0%
32.0
1
0.0%
31.0
2
0.0%
30.0
2
0.0%
29.0
2
0.0%
28.0
1
0.0%
27.0
4
0.0%
26.0
1
0.0%
25.0
3
0.0%
24.0
8
0.0%
23.0
7
0.0%
22.0
11
0.1%
inq_last_12m
MISSING:
276
(1%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_fi
0.57
open_il_24m
0.32
open_rv_12m
0.27
open_rv_24m
0.26
mths_since_rcnt_il
-0.23
total_acc
0.21
total_bal_il
0.20
open_acc
0.19
int_rate
0.18
il_util
0.18
fico_range_low
-0.17
fico_range_high
-0.17
open_act_il
0.12
all_util
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.41
open_acc_6m
0.32
sub_grade
0.19
grade
0.18
sec_app_inq_last_6mths
0.14
pub_rec
0.10
pub_rec_bankruptcies
0.09
home_ownership
0.08
verification_status
0.07
verification_status_joint
0.03
loan_status
0.03
term
0.02
MOST FREQUENT VALUES
0.0
5,401
25.4%
1.0
4,863
22.9%
2.0
3,532
16.6%
3.0
2,473
11.6%
4.0
1,672
7.9%
5.0
1,097
5.2%
6.0
734
3.5%
7.0
484
2.3%
8.0
306
1.4%
9.0
230
1.1%
10.0
141
0.7%
11.0
80
0.4%
13.0
53
0.2%
12.0
48
0.2%
14.0
41
0.2%
SMALLEST VALUES
0.0
5,401
25.4%
1.0
4,863
22.9%
2.0
3,532
16.6%
3.0
2,473
11.6%
4.0
1,672
7.9%
5.0
1,097
5.2%
6.0
734
3.5%
7.0
484
2.3%
8.0
306
1.4%
9.0
230
1.1%
10.0
141
0.7%
11.0
80
0.4%
12.0
48
0.2%
13.0
53
0.2%
14.0
41
0.2%
LARGEST VALUES
40.0
1
0.0%
33.0
1
0.0%
30.0
1
0.0%
29.0
1
0.0%
27.0
1
0.0%
26.0
2
0.0%
24.0
2
0.0%
23.0
1
0.0%
22.0
3
0.0%
21.0
2
0.0%
20.0
9
0.0%
19.0
5
0.0%
18.0
9
0.0%
17.0
9
0.0%
16.0
18
0.1%
mort_acc
MISSING:
---
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_mort_acc
0.70
total_acc
0.37
annual_inc
0.25
annual_inc_joint
0.25
revol_bal_joint
0.22
max_bal_bc
0.22
sec_app_fico_range_low
0.21
sec_app_fico_range_high
0.21
total_cu_tl
0.20
revol_bal
0.20
sec_app_num_rev_accts
0.17
loan_amnt
0.16
int_rate
-0.16
open_acc
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.46
sub_grade
0.18
grade
0.16
loan_status
0.12
verification_status_joint
0.07
open_il_12m
0.06
term
0.06
open_acc_6m
0.05
pub_rec
0.05
verification_status
0.04
pub_rec_bankruptcies
0.04
sec_app_inq_last_6mths
0.04
MOST FREQUENT VALUES
0.0
6,497
30.2%
1.0
4,538
21.1%
2.0
3,907
18.2%
3.0
2,817
13.1%
4.0
1,773
8.2%
5.0
1,018
4.7%
6.0
524
2.4%
7.0
240
1.1%
8.0
97
0.5%
9.0
52
0.2%
10.0
20
0.1%
11.0
16
0.1%
12.0
5
0.0%
13.0
4
0.0%
14.0
2
0.0%
SMALLEST VALUES
0.0
6,497
30.2%
1.0
4,538
21.1%
2.0
3,907
18.2%
3.0
2,817
13.1%
4.0
1,773
8.2%
5.0
1,018
4.7%
6.0
524
2.4%
7.0
240
1.1%
8.0
97
0.5%
9.0
52
0.2%
10.0
20
0.1%
11.0
16
0.1%
12.0
5
0.0%
13.0
4
0.0%
14.0
2
0.0%
LARGEST VALUES
19.0
1
0.0%
15.0
1
0.0%
14.0
2
0.0%
13.0
4
0.0%
12.0
5
0.0%
11.0
16
0.1%
10.0
20
0.1%
9.0
52
0.2%
8.0
97
0.5%
7.0
240
1.1%
6.0
524
2.4%
5.0
1,018
4.7%
4.0
1,773
8.2%
3.0
2,817
13.1%
2.0
3,907
18.2%
pub_rec_bankruptcies
MISSING:
1
(0%)
TOP CATEGORIES
loan_status
0.0
18,167
84%
6,083
33%
1.0
3,210
15%
1,078
34%
2.0
118
1%
47
40%
3.0
13
0%
3
23%
4.0
2
0%
2
100%
6.0
1
0%
0
0%
ALL
21,511
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pub_rec
0.66
grade
0.00
sub_grade
0.00
open_acc_6m
0.00
home_ownership
0.00
verification_status
0.00
open_il_12m
0.00
sec_app_inq_last_6mths
0.00
term
0.00
verification_status_joint
0.00
loan_status
0.00

THESE FEATURES GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
0.81
sub_grade
0.02
grade
0.01
open_acc_6m
0.01
verification_status
0.00
open_il_12m
0.00
home_ownership
0.00
sec_app_inq_last_6mths
0.00
verification_status_joint
0.00
term
0.00
loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
fico_range_low
0.24
fico_range_high
0.24
max_bal_bc
0.12
open_rv_24m
0.12
revol_bal
0.11
revol_bal_joint
0.09
inq_last_12m
0.09
open_rv_12m
0.09
inq_fi
0.09
annual_inc_joint
0.08
int_rate
0.07
open_il_24m
0.06
loan_amnt
0.06
sec_app_fico_range_low
0.05
revol_bal_joint
MISSING:
6,042
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
max_bal_bc
0.52
revol_bal
0.50
annual_inc_joint
0.49
sec_app_open_acc
0.40
dti_joint
0.39
sec_app_num_rev_accts
0.37
loan_amnt
0.36
installment
0.34
annual_inc
0.30
open_acc
0.28
total_acc
0.26
sec_app_mort_acc
0.25
revol_util
0.23
mort_acc
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.33
sec_app_inq_last_6mths
0.25
pub_rec
0.12
term
0.11
home_ownership
0.10
pub_rec_bankruptcies
0.09
sub_grade
0.09
verification_status
0.05
loan_status
0.05
open_il_12m
0.05
grade
0.04
open_acc_6m
0.04
MOST FREQUENT VALUES
0.0
20
0.1%
21280.0
5
0.0%
39819.0
4
0.0%
7392.0
4
0.0%
15481.0
4
0.0%
42579.0
4
0.0%
32178.0
4
0.0%
14643.0
4
0.0%
47861.0
4
0.0%
11327.0
4
0.0%
9532.0
4
0.0%
15424.0
4
0.0%
15828.0
4
0.0%
10209.0
4
0.0%
11771.0
4
0.0%
SMALLEST VALUES
0.0
20
0.1%
2.0
1
0.0%
18.0
1
0.0%
19.0
1
0.0%
24.0
1
0.0%
27.0
1
0.0%
30.0
1
0.0%
63.0
1
0.0%
68.0
1
0.0%
85.0
1
0.0%
99.0
1
0.0%
100.0
2
0.0%
108.0
1
0.0%
133.0
1
0.0%
134.0
1
0.0%
LARGEST VALUES
357135.0
1
0.0%
304206.0
1
0.0%
279083.0
1
0.0%
257719.0
1
0.0%
240218.0
1
0.0%
235505.0
1
0.0%
219950.0
1
0.0%
198890.0
1
0.0%
197517.0
1
0.0%
197406.0
1
0.0%
196962.0
1
0.0%
195464.0
1
0.0%
194641.0
1
0.0%
192815.0
1
0.0%
190951.0
1
0.0%
sec_app_fico_range_low
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_high
1.00
sec_app_revol_util
-0.42
fico_range_low
0.37
fico_range_high
0.37
int_rate
-0.34
sec_app_mort_acc
0.29
sec_app_collections_12_mths_ex_med
-0.28
mort_acc
0.21
sec_app_chargeoff_within_12_mths
-0.21
loan_amnt
0.21
sec_app_open_acc
0.18
sec_app_num_rev_accts
0.17
revol_bal_joint
0.16
revol_util
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.53
sec_app_inq_last_6mths
0.42
verification_status
0.17
sub_grade
0.16
grade
0.10
pub_rec
0.09
term
0.06
loan_status
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_il_12m
0.04
open_acc_6m
0.03
MOST FREQUENT VALUES
660.0
870
5.6%
665.0
850
5.5%
670.0
837
5.4%
650.0
780
5.0%
655.0
775
5.0%
675.0
757
4.9%
680.0
694
4.5%
645.0
678
4.4%
690.0
652
4.2%
685.0
612
4.0%
640.0
588
3.8%
695.0
555
3.6%
635.0
528
3.4%
630.0
490
3.2%
620.0
405
2.6%
SMALLEST VALUES
540.0
75
0.5%
545.0
48
0.3%
550.0
79
0.5%
555.0
79
0.5%
560.0
73
0.5%
565.0
87
0.6%
570.0
88
0.6%
575.0
131
0.8%
580.0
123
0.8%
585.0
138
0.9%
590.0
144
0.9%
595.0
154
1.0%
600.0
192
1.2%
605.0
229
1.5%
610.0
252
1.6%
LARGEST VALUES
840.0
1
0.0%
830.0
2
0.0%
825.0
2
0.0%
820.0
5
0.0%
815.0
15
0.1%
810.0
18
0.1%
805.0
10
0.1%
800.0
17
0.1%
795.0
17
0.1%
790.0
35
0.2%
785.0
25
0.2%
780.0
44
0.3%
775.0
48
0.3%
770.0
40
0.3%
765.0
43
0.3%
sec_app_fico_range_high
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
1.00
sec_app_revol_util
-0.42
fico_range_low
0.37
fico_range_high
0.37
int_rate
-0.34
sec_app_mort_acc
0.29
sec_app_collections_12_mths_ex_med
-0.28
mort_acc
0.21
sec_app_chargeoff_within_12_mths
-0.21
loan_amnt
0.21
sec_app_open_acc
0.18
sec_app_num_rev_accts
0.17
revol_bal_joint
0.16
revol_util
-0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.53
sec_app_inq_last_6mths
0.42
verification_status
0.17
sub_grade
0.16
grade
0.10
pub_rec
0.09
term
0.06
loan_status
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_il_12m
0.04
open_acc_6m
0.03
MOST FREQUENT VALUES
664.0
870
5.6%
669.0
850
5.5%
674.0
837
5.4%
654.0
780
5.0%
659.0
775
5.0%
679.0
757
4.9%
684.0
694
4.5%
649.0
678
4.4%
694.0
652
4.2%
689.0
612
4.0%
644.0
588
3.8%
699.0
555
3.6%
639.0
528
3.4%
634.0
490
3.2%
624.0
405
2.6%
SMALLEST VALUES
544.0
75
0.5%
549.0
48
0.3%
554.0
79
0.5%
559.0
79
0.5%
564.0
73
0.5%
569.0
87
0.6%
574.0
88
0.6%
579.0
131
0.8%
584.0
123
0.8%
589.0
138
0.9%
594.0
144
0.9%
599.0
154
1.0%
604.0
192
1.2%
609.0
229
1.5%
614.0
252
1.6%
LARGEST VALUES
844.0
1
0.0%
834.0
2
0.0%
829.0
2
0.0%
824.0
5
0.0%
819.0
15
0.1%
814.0
18
0.1%
809.0
10
0.1%
804.0
17
0.1%
799.0
17
0.1%
794.0
35
0.2%
789.0
25
0.2%
784.0
44
0.3%
779.0
48
0.3%
774.0
40
0.3%
769.0
43
0.3%
sec_app_earliest_cr_line
MISSING:
6,041
(28%)
160
1%
-
-
Aug-2006
145
1%
-
-
Aug-2004
137
1%
-
-
Sep-2006
135
1%
-
-
Oct-2005
134
1%
-
-
Aug-2005
134
1%
-
-
Sep-2005
129
1%
-
-
Mar-2006
128
1%
-
-
Aug-2007
127
1%
-
-
Jul-2006
126
1%
-
-
Nov-2005
124
1%
-
-
Dec-2004
121
1%
-
-
Nov-2004
120
1%
-
-
Sep-2004
117
1%
-
-
Mar-2005
114
1%
-
-
May-2006
112
1%
-
-
Jun-2005
110
1%
-
-
Aug-2002
109
1%
-
-
Sep-2003
109
1%
-
-
Mar-2004
108
1%
-
-
Nov-2006
108
1%
-
-
Jun-2006
106
1%
-
-
Oct-2003
106
1%
-
-
Dec-2005
105
1%
-
-
Feb-2005
105
1%
-
-
Oct-2004
104
1%
-
-
May-2007
101
1%
-
-
Feb-2007
101
1%
-
-
Jul-2003
99
1%
-
-
Jan-2006
99
1%
-
-
Apr-2005
99
1%
-
-
Jul-2004
98
1%
-
-
May-2005
97
1%
-
-
Dec-2006
97
1%
-
-
Aug-2003
96
1%
-
-
Oct-2002
96
1%
-
-
May-2004
95
1%
-
-
Oct-2006
93
1%
-
-
Jul-2005
92
1%
-
-
Jun-2007
91
1%
-
-
Feb-2006
91
1%
-
-
Apr-2006
90
1%
-
-
Sep-2002
89
1%
-
-
Jul-2007
88
1%
-
-
Apr-2007
88
1%
-
-
Nov-2002
87
1%
-
-
Nov-2003
86
1%
-
-
Jun-2004
84
1%
-
-
Apr-2004
80
1%
-
-
Feb-2004
79
1%
-
-
Jan-2007
79
1%
-
-
Oct-2001
78
1%
-
-
Jun-2003
78
1%
-
-
Oct-2007
77
0%
-
-
Sep-2007
77
0%
-
-
Apr-2003
76
0%
-
-
Mar-2007
74
0%
-
-
Nov-2001
73
0%
-
-
Jan-2003
72
0%
-
-
Mar-2003
71
0%
-
-
Nov-2007
9,367
61%
-
-
(Other)
sec_app_inq_last_6mths
MISSING:
6,041
(28%)
TOP CATEGORIES
loan_status
0.0
8,422
54%
2,637
31%
1.0
4,104
27%
1,519
37%
2.0
1,700
11%
757
45%
3.0
695
4%
340
49%
4.0
324
2%
180
56%
5.0
152
1%
89
59%
6.0
74
0%
48
65%
ALL
15,471
100%
7,214
34%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_inq_last_6mths
PROVIDES INFORMATION ON...
verification_status_joint
0.03
loan_status
0.02
open_acc_6m
0.01
sub_grade
0.00
home_ownership
0.00
grade
0.00
verification_status
0.00
pub_rec
0.00
open_il_12m
0.00
pub_rec_bankruptcies
0.00
term
0.00

THESE FEATURES GIVE INFORMATION
ON sec_app_inq_last_6mths:
verification_status_joint
0.03
sub_grade
0.01
loan_status
0.01
open_acc_6m
0.01
grade
0.00
verification_status
0.00
open_il_12m
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
term
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.42
sec_app_fico_range_low
0.42
sec_app_open_acc
0.40
sec_app_num_rev_accts
0.38
sec_app_revol_util
0.32
sec_app_open_act_il
0.26
revol_bal_joint
0.25
sec_app_mort_acc
0.16
emp_length
0.14
inq_last_12m
0.14
revol_util
0.14
int_rate
0.11
inq_fi
0.10
sec_app_collections_12_mths_ex_med
0.10
sec_app_mort_acc
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mort_acc
0.70
sec_app_fico_range_low
0.29
sec_app_fico_range_high
0.29
revol_bal_joint
0.25
total_acc
0.25
sec_app_num_rev_accts
0.24
annual_inc_joint
0.23
max_bal_bc
0.18
sec_app_open_acc
0.18
loan_amnt
0.17
total_cu_tl
0.17
revol_bal
0.14
installment
0.12
int_rate
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.30
verification_status_joint
0.22
sec_app_inq_last_6mths
0.16
sub_grade
0.13
grade
0.11
verification_status
0.10
term
0.09
loan_status
0.09
open_il_12m
0.05
pub_rec
0.05
open_acc_6m
0.04
pub_rec_bankruptcies
0.03
MOST FREQUENT VALUES
0.0
5,933
38.3%
1.0
2,983
19.3%
2.0
2,489
16.1%
3.0
1,823
11.8%
4.0
1,061
6.9%
5.0
623
4.0%
6.0
314
2.0%
7.0
127
0.8%
8.0
60
0.4%
9.0
31
0.2%
10.0
9
0.1%
11.0
9
0.1%
12.0
4
0.0%
13.0
3
0.0%
15.0
1
0.0%
SMALLEST VALUES
0.0
5,933
38.3%
1.0
2,983
19.3%
2.0
2,489
16.1%
3.0
1,823
11.8%
4.0
1,061
6.9%
5.0
623
4.0%
6.0
314
2.0%
7.0
127
0.8%
8.0
60
0.4%
9.0
31
0.2%
10.0
9
0.1%
11.0
9
0.1%
12.0
4
0.0%
13.0
3
0.0%
15.0
1
0.0%
LARGEST VALUES
18.0
1
0.0%
15.0
1
0.0%
13.0
3
0.0%
12.0
4
0.0%
11.0
9
0.1%
10.0
9
0.1%
9.0
31
0.2%
8.0
60
0.4%
7.0
127
0.8%
6.0
314
2.0%
5.0
623
4.0%
4.0
1,061
6.9%
3.0
1,823
11.8%
2.0
2,489
16.1%
1.0
2,983
19.3%
sec_app_open_acc
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_num_rev_accts
0.71
sec_app_open_act_il
0.58
revol_bal_joint
0.40
dti_joint
0.31
open_acc
0.30
annual_inc_joint
0.24
total_acc
0.23
loan_amnt
0.20
sec_app_fico_range_low
0.18
sec_app_fico_range_high
0.18
installment
0.18
sec_app_mort_acc
0.18
revol_bal
0.16
open_rv_24m
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.40
verification_status_joint
0.37
verification_status
0.12
sub_grade
0.11
term
0.09
home_ownership
0.08
pub_rec
0.07
loan_status
0.07
open_acc_6m
0.05
grade
0.05
open_il_12m
0.05
pub_rec_bankruptcies
0.04
MOST FREQUENT VALUES
8.0
1,177
7.6%
9.0
1,131
7.3%
7.0
1,086
7.0%
10.0
1,057
6.8%
6.0
981
6.3%
11.0
979
6.3%
12.0
891
5.8%
5.0
873
5.6%
13.0
835
5.4%
14.0
703
4.5%
4.0
694
4.5%
15.0
620
4.0%
16.0
549
3.5%
3.0
508
3.3%
17.0
475
3.1%
SMALLEST VALUES
0.0
23
0.1%
1.0
170
1.1%
2.0
347
2.2%
3.0
508
3.3%
4.0
694
4.5%
5.0
873
5.6%
6.0
981
6.3%
7.0
1,086
7.0%
8.0
1,177
7.6%
9.0
1,131
7.3%
10.0
1,057
6.8%
11.0
979
6.3%
12.0
891
5.8%
13.0
835
5.4%
14.0
703
4.5%
LARGEST VALUES
82.0
1
0.0%
58.0
1
0.0%
56.0
1
0.0%
54.0
1
0.0%
52.0
1
0.0%
51.0
1
0.0%
49.0
2
0.0%
48.0
1
0.0%
46.0
3
0.0%
45.0
2
0.0%
44.0
4
0.0%
43.0
6
0.0%
42.0
3
0.0%
41.0
4
0.0%
40.0
9
0.1%
sec_app_revol_util
MISSING:
6,305
(29%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_util
0.50
sec_app_fico_range_low
-0.42
sec_app_fico_range_high
-0.42
all_util
0.33
fico_range_low
-0.28
fico_range_high
-0.28
int_rate
0.25
sec_app_num_rev_accts
-0.17
revol_bal_joint
0.16
dti_joint
0.16
open_rv_24m
-0.14
max_bal_bc
0.14
revol_bal
0.14
open_rv_12m
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.46
sec_app_inq_last_6mths
0.32
sub_grade
0.17
loan_status
0.14
grade
0.12
open_acc_6m
0.08
pub_rec
0.07
verification_status
0.07
term
0.06
pub_rec_bankruptcies
0.05
home_ownership
0.04
open_il_12m
0.03
MOST FREQUENT VALUES
0.0
182
1.2%
77.0
37
0.2%
83.5
32
0.2%
81.3
32
0.2%
60.4
32
0.2%
96.7
31
0.2%
56.0
31
0.2%
62.4
30
0.2%
80.4
30
0.2%
57.3
30
0.2%
61.9
30
0.2%
69.9
29
0.2%
50.7
29
0.2%
64.1
28
0.2%
56.4
28
0.2%
SMALLEST VALUES
0.0
182
1.2%
0.1
7
0.0%
0.2
8
0.1%
0.3
7
0.0%
0.4
5
0.0%
0.5
6
0.0%
0.6
4
0.0%
0.7
4
0.0%
0.8
4
0.0%
0.9
5
0.0%
1.0
7
0.0%
1.1
2
0.0%
1.2
1
0.0%
1.3
4
0.0%
1.4
6
0.0%
LARGEST VALUES
235.3
1
0.0%
212.6
1
0.0%
182.5
1
0.0%
159.3
1
0.0%
158.7
1
0.0%
155.0
1
0.0%
149.5
1
0.0%
148.0
1
0.0%
145.2
1
0.0%
143.2
1
0.0%
142.7
1
0.0%
135.8
1
0.0%
132.3
1
0.0%
132.0
1
0.0%
127.3
1
0.0%
sec_app_open_act_il
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.58
dti_joint
0.23
open_act_il
0.22
total_bal_il
0.19
revol_bal_joint
0.14
annual_inc_joint
0.13
open_il_24m
0.11
all_util
0.10
total_acc
0.10
open_acc
0.09
sec_app_num_rev_accts
0.08
il_util
0.08
sec_app_revol_util
0.07
total_cu_tl
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.26
verification_status_joint
0.25
open_il_12m
0.07
sub_grade
0.07
verification_status
0.07
pub_rec
0.07
loan_status
0.06
pub_rec_bankruptcies
0.05
term
0.05
grade
0.03
home_ownership
0.02
open_acc_6m
0.02
MOST FREQUENT VALUES
1.0
3,447
22.3%
2.0
3,392
21.9%
3.0
2,453
15.9%
0.0
2,001
12.9%
4.0
1,412
9.1%
5.0
811
5.2%
6.0
479
3.1%
7.0
343
2.2%
8.0
226
1.5%
9.0
160
1.0%
10.0
130
0.8%
11.0
103
0.7%
12.0
85
0.5%
13.0
79
0.5%
15.0
71
0.5%
SMALLEST VALUES
0.0
2,001
12.9%
1.0
3,447
22.3%
2.0
3,392
21.9%
3.0
2,453
15.9%
4.0
1,412
9.1%
5.0
811
5.2%
6.0
479
3.1%
7.0
343
2.2%
8.0
226
1.5%
9.0
160
1.0%
10.0
130
0.8%
11.0
103
0.7%
12.0
85
0.5%
13.0
79
0.5%
14.0
66
0.4%
LARGEST VALUES
39.0
1
0.0%
38.0
1
0.0%
36.0
1
0.0%
34.0
1
0.0%
33.0
1
0.0%
32.0
1
0.0%
30.0
1
0.0%
29.0
2
0.0%
28.0
1
0.0%
27.0
2
0.0%
26.0
4
0.0%
25.0
4
0.0%
24.0
9
0.1%
23.0
8
0.1%
22.0
7
0.0%
sec_app_num_rev_accts
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_open_acc
0.71
revol_bal_joint
0.37
total_acc
0.29
open_acc
0.24
sec_app_mort_acc
0.24
annual_inc_joint
0.21
dti_joint
0.19
loan_amnt
0.19
sec_app_fico_range_low
0.17
sec_app_fico_range_high
0.17
revol_bal
0.17
open_rv_24m
0.17
sec_app_revol_util
-0.17
mort_acc
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.38
verification_status_joint
0.34
verification_status
0.11
sub_grade
0.11
home_ownership
0.09
grade
0.08
term
0.07
pub_rec
0.07
open_acc_6m
0.06
pub_rec_bankruptcies
0.04
loan_status
0.03
open_il_12m
0.03
MOST FREQUENT VALUES
9.0
951
6.1%
8.0
943
6.1%
7.0
894
5.8%
10.0
892
5.8%
11.0
859
5.6%
6.0
855
5.5%
5.0
799
5.2%
12.0
798
5.2%
13.0
746
4.8%
14.0
660
4.3%
4.0
655
4.2%
15.0
620
4.0%
16.0
576
3.7%
3.0
551
3.6%
17.0
519
3.4%
SMALLEST VALUES
0.0
68
0.4%
1.0
222
1.4%
2.0
361
2.3%
3.0
551
3.6%
4.0
655
4.2%
5.0
799
5.2%
6.0
855
5.5%
7.0
894
5.8%
8.0
943
6.1%
9.0
951
6.1%
10.0
892
5.8%
11.0
859
5.6%
12.0
798
5.2%
13.0
746
4.8%
14.0
660
4.3%
LARGEST VALUES
92.0
1
0.0%
90.0
1
0.0%
84.0
1
0.0%
79.0
1
0.0%
75.0
1
0.0%
64.0
1
0.0%
62.0
3
0.0%
61.0
1
0.0%
60.0
1
0.0%
59.0
2
0.0%
57.0
5
0.0%
56.0
3
0.0%
55.0
5
0.0%
54.0
2
0.0%
53.0
3
0.0%
sec_app_chargeoff_within_12_mths
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_collections_12_mths_ex_med
0.42
sec_app_fico_range_low
-0.21
sec_app_fico_range_high
-0.21
sec_app_open_acc
-0.06
loan_amnt
-0.06
installment
-0.05
sec_app_mort_acc
-0.05
revol_util
-0.04
revol_bal_joint
-0.04
int_rate
0.04
all_util
-0.03
max_bal_bc
-0.03
purpose
0.03
revol_bal
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.06
sec_app_inq_last_6mths
0.06
verification_status_joint
0.05
sub_grade
0.05
home_ownership
0.05
grade
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
term
0.02
verification_status
0.02
open_acc_6m
0.02
open_il_12m
0.01
MOST FREQUENT VALUES
0.0
14,935
96.5%
1.0
372
2.4%
2.0
83
0.5%
3.0
34
0.2%
4.0
15
0.1%
5.0
13
0.1%
6.0
7
0.0%
7.0
4
0.0%
10.0
4
0.0%
14.0
1
0.0%
9.0
1
0.0%
8.0
1
0.0%
16.0
1
0.0%
SMALLEST VALUES
0.0
14,935
96.5%
1.0
372
2.4%
2.0
83
0.5%
3.0
34
0.2%
4.0
15
0.1%
5.0
13
0.1%
6.0
7
0.0%
7.0
4
0.0%
8.0
1
0.0%
9.0
1
0.0%
10.0
4
0.0%
14.0
1
0.0%
16.0
1
0.0%
LARGEST VALUES
16.0
1
0.0%
14.0
1
0.0%
10.0
4
0.0%
9.0
1
0.0%
8.0
1
0.0%
7.0
4
0.0%
6.0
7
0.0%
5.0
13
0.1%
4.0
15
0.1%
3.0
34
0.2%
2.0
83
0.5%
1.0
372
2.4%
0.0
14,935
96.5%
sec_app_collections_12_mths_ex_med
MISSING:
6,041
(28%)
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_chargeoff_within_12_mths
0.42
sec_app_fico_range_low
-0.28
sec_app_fico_range_high
-0.28
sec_app_mort_acc
-0.09
revol_bal_joint
-0.09
loan_amnt
-0.08
sec_app_open_acc
-0.08
sec_app_num_rev_accts
-0.07
installment
-0.07
mort_acc
-0.06
int_rate
0.06
max_bal_bc
-0.06
revol_bal
-0.05
purpose
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
0.10
loan_status
0.09
verification_status_joint
0.08
home_ownership
0.07
sub_grade
0.07
grade
0.05
pub_rec_bankruptcies
0.03
pub_rec
0.02
term
0.02
verification_status
0.02
open_acc_6m
0.01
open_il_12m
0.01
MOST FREQUENT VALUES
0.0
14,388
93.0%
1.0
847
5.5%
2.0
164
1.1%
3.0
44
0.3%
4.0
10
0.1%
6.0
5
0.0%
5.0
4
0.0%
10.0
3
0.0%
8.0
3
0.0%
11.0
1
0.0%
7.0
1
0.0%
16.0
1
0.0%
SMALLEST VALUES
0.0
14,388
93.0%
1.0
847
5.5%
2.0
164
1.1%
3.0
44
0.3%
4.0
10
0.1%
5.0
4
0.0%
6.0
5
0.0%
7.0
1
0.0%
8.0
3
0.0%
10.0
3
0.0%
11.0
1
0.0%
16.0
1
0.0%
LARGEST VALUES
16.0
1
0.0%
11.0
1
0.0%
10.0
3
0.0%
8.0
3
0.0%
7.0
1
0.0%
6.0
5
0.0%
5.0
4
0.0%
4.0
10
0.1%
3.0
44
0.3%
2.0
164
1.1%
1.0
847
5.5%
0.0
14,388
93.0%